MI cremation services bonds.
$3,000 flat. Soft pull.
A Michigan cremation corporation maintains a bond for the benefit of the State of Michigan, guaranteeing it performs the cremations and disposition of cremated remains it contracts for. The combined surety-and-cash bond is at least $100,000 under MCL 456.206 — ours is $3,000 flat, with one soft credit pull.
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Three steps to bonded.
Your cremation license is waiting on this bond. Here’s the entire process — no broker phone tag:
Apply once, online
Your corporation’s details and effective date — plus a one-time consent to a soft credit pull. That’s the application.
Reviewed & approved
A $100,000 bond gets an underwriter look; if anything is needed, you hear back within 48 hours. The soft pull never affects your credit score.
E-sign & file
Pay online and receive the executed $100,000 bond, ready to file with your cremation license. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the cremation bond actually guarantees
Michigan law conditions certain cremation corporations on financial security maintained for the benefit of the State of Michigan. Under MCL 456.206, a cremation corporation must file and maintain a combination of a corporate surety bond and a cash bond totaling at least $100,000, ensuring it performs the cremations and disposition of cremated remains it has contracted to provide.
The bond is a consumer-and-state protection guarantee: if the corporation fails to perform a cremation or properly dispose of remains it was paid to handle, the State of Michigan can look to the bond. It backs the corporation’s obligations to the families who entrusted it with that work.
It is not insurance for the corporation — if the surety pays a claim, the corporation repays the surety. Because the $100,000 figure is set by statute, there’s no quote process; we issue the surety bond portion at a flat 3% with one soft credit pull. Confirm with the state whether your specific operation triggers the requirement.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Michigan cremation services bond? +
Do I pay the $100,000? +
What does the bond guarantee? +
Is there a credit check? +
Does every cremation business need this? +
Other New York bonds.
Cremation bond, issued this week.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.