When a court or a trust requires a trustee to be bonded, it’s a condition of serving.
The bond guarantees you’ll perform the trustee’s duties faithfully.
The court sets the amount to the value of the trust — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
















When bonding is required, the trustee usually has to post it before acting on the trust. Here is the whole process:
Apply online with the trust details — the value of the trust property, the parties, and the bond amount the court set or the trust requires.
A specialist reviews the trust, your financials and credit, and any collateral, then returns a quote. The penal sum is set by the court — underwriting decides approval and any collateral.
Once you bind, we issue the executed bond on the court’s required form with the power of attorney attached, ready to file so you can act on the trust.
A trustee bond guarantees the beneficiaries that the trustee will administer the trust honestly, account for the assets, and follow the terms of the trust and Maryland law.
Under the Maryland Trust Act, bonding isn’t automatic — a trustee gives bond only if a court finds it needed to protect the beneficiaries or the trust instrument itself requires it. When that happens, the bond is the condition of serving.
If a trustee breaches the trust or misappropriates assets, the surety makes the beneficiaries whole and then pursues the trustee. Because the surety stands behind the trust property, the bond is underwritten on your credit and finances, and a large penal sum can require collateral. We tell you what your file needs before you commit.
These are the actual underwriting fields — the trust, the bond amount, your finances, and your credit. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Send us the trust details and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.