Maryland probate & fiduciary bonds.
We size, underwrite & quote it.
Before the register grants letters, most fiduciaries have to post a bond.
It guarantees you’ll administer the estate honestly and according to law.
The court or register sets the amount to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
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The register usually wants the bond on file before issuing letters, so it’s the gating step before you can act. Here is the whole process:
Send us the file
Apply online with the estate or guardianship details — the decedent or ward, the approximate value of the personal property, and the bond amount the court or register set.
A surety specialist underwrites it
A specialist reviews the estate, your financials and credit, and any collateral, then returns a quote. The penal sum is set by the court — underwriting decides approval and any collateral.
Execute & file
Once you bind, we issue the executed bond on the register’s required form with the power of attorney attached, ready to file so letters can be granted.
What it is and who needs it.
What a fiduciary bond guarantees
When a court or the register appoints you to handle someone else’s money — as a personal representative of an estate, or a guardian or conservator of a minor or disabled person — it usually requires a bond before you can act.
The bond guarantees the beneficiaries and creditors that you’ll administer the estate honestly, account for every dollar, and follow Maryland law. If a fiduciary misappropriates assets, the surety makes the estate whole and then pursues the fiduciary.
Because the surety stands behind the whole estate, the bond is underwritten on your credit and finances, and a large penal sum can require collateral. A bond may be excused by the will or by written waiver of all interested persons — though even then the register can require a nominal bond to secure debts and inheritance taxes. We tell you what your file needs before you commit.
You need this bond if you’re
The application takes about ten minutes.
These are the actual underwriting fields — the estate or guardianship, the bond amount, your finances, and your credit. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Get bonded before the register grants letters.
Send us the estate details and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.