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Maryland sewage sludge bonds.
From $125.

A Sewage Sludge Utilization Permit from the Maryland Department of the Environment requires a performance bond with the application under COMAR 26.04.06.10. The amount turns on the activity, from $10,000 for hauling and marketing up to $125,000 for an in-State treatment facility. Premiums cost 2% of the bond amount plus a $25 fee, $125 minimum.

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Required with a Sewage Sludge Utilization Permit application under COMAR 26.04.06.10
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Amount set by activity — hauling, agricultural land, marginal land, research, or a treatment facility
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One soft credit pull — never a hard inquiry, and it never affects your score
From $1252% of the bond amount plus a $25 fee, $125 minimumSoft pull onlynever a hard inquiryInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Maryland sewage sludge bond cost?

2% of the bond amount plus a $25 fee, from $125. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Once you know which activity tier your permit falls in, this is a short application. Enter the amount, consent to a soft pull, and file with MDE:

TODAY · ONLINE

Apply online

Your entity details, the permit number or numbers the bond covers, the bond amount for your activity tier, an effective date, and the mailing address for the original — plus a one-time consent to a soft credit pull.

INSTANTLY

Approved & priced

Your exact premium is calculated from the amount you enter — 2% of the bond amount, with a $25 fee and a $125 minimum. Larger facility bonds may draw a brief review before issuance.

SAME DAY

Sign and file with MDE

The executed bond arrives by email and the wet-ink original is mailed to the address you give. The principal signs the original before it is filed with the Department.

About this bond

What it is and who needs it.

What the bond actually guarantees

Maryland regulates sewage sludge — biosolids and septage — under Environment Article Title 9, Subtitle 2, with the operating rules in COMAR 26.04.06. A person may not treat, compost, transport, store, distribute, market, land-apply, incinerate, or run a research or innovative project with sewage sludge in the State without a Sewage Sludge Utilization Permit from the Maryland Department of the Environment.

The performance bond is filed with the permit application and is payable to the Department, obligating you to comply with the terms and conditions of the permit. A permittee may satisfy the requirement with liability insurance or another approved form of security instead, or by depositing cash, negotiable federal or State bonds, or other acceptable securities with the Department. Municipal landfills meeting the stated conditions, complying Class A sludge marketers, and local, State, or federal government agencies are exempt.

The amount is tiered by activity, not by revenue, and a permittee holding several permits pays a formula rather than a stack: the amount required for the first site plus 40 percent of the amount required for each additional site, capped at $200,000. The Department may release the bond once it determines all terms and conditions of the permit have been complied with. Utilization permits run up to ten years — five for agricultural, marginal land, and research projects — so plan the bond around a long term and renew before it lapses.

COMAR 26.04.06.10 (under Md. Code, Envir. §§ 9-230 – 9-251, 9-269, 9-270)COMAR 26.04.06.10 requires a person applying for a Sewage Sludge Utilization Permit to file with the Department a performance bond on a form prescribed or approved by the Department, liability insurance, or other form of security, executed by the applicant and obtained from a corporate surety licensed to do business in this State; the applicant may instead deposit with the Department cash or negotiable bonds of the federal government or of this State or other securities acceptable to the Department. The schedule is $10,000 for a permit for the transportation or marketing of sewage sludge or for using sewage sludge as part of a research project, $30,000 to apply sewage sludge on agricultural land, $50,000 to apply it on marginal land, $75,000 for an innovative project, and $125,000 for an in-State treatment, composting, storage, or distribution facility. Where a permittee holds several permits, the requirement is the amount for the first site plus 40 percent of the amount required for each additional site, to a maximum of $200,000. Municipal landfills with the required permits, Class A sewage sludge marketers complying with the specified regulations, and local, State, or federal governmental agencies or units are exempt. The Department may release the security after determining that all terms and conditions of the permit have been complied with. Permit terms run up to ten years, or five for agricultural, marginal land, and research projects, with renewal materials due at least two calendar weeks before expiry. Confirm your tier and the current bond form with the Department before filing.

You need this bond if you are

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Applying for a Sewage Sludge Utilization Permit for hauling, marketing, or land application
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Operating a treatment, composting, storage, or distribution facility in Maryland
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Running an innovative or research project that uses sewage sludge or septage
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Adding sites to an existing permit where the multi-site formula raises your required amount
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Sign and file with MDE. The executed bond arrives by email and the wet-ink original is mailed to the address you give. The principal signs the original before it is filed with the Department.

What sets the price

The premium is 2% of the bond amount plus a $25 fee, $125 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including your bond amount, permit numbers, the mailing address for the wet-ink original, and a one-time consent to a soft credit pull.

Start the application →
FAQ

Common questions.

How much is the Maryland sewage sludge utilization bond?Premiums cost 2% of the bond amount, with a $25 fee and a $125 minimum. The bond amount itself is set by COMAR 26.04.06.10 according to the activity your permit covers, so enter that figure and your exact price appears at the application.
What amount should I enter?Match the activity on your permit: $10,000 for transporting or marketing sludge or a research project, $30,000 for agricultural land application, $50,000 for marginal land, $75,000 for an innovative project, $125,000 for an in-State treatment, composting, storage, or distribution facility. Holding several permits? First site in full, plus 40 percent of the requirement for each additional site, capped at $200,000.
Do I pay the full bond amount?No. You pay the premium — 2% of the bond amount, with a $25 fee and a $125 minimum. The bond amount is the surety’s maximum liability if a valid claim is made, not a deposit, and nobody holds your money. That is the advantage over depositing cash or securities with the Department.
What does the bond guarantee?Compliance with the terms and conditions of your Sewage Sludge Utilization Permit. It is payable to the Department, and it is what gives the public a source of compensation if a permit holder does not comply. If the surety pays, you repay the surety.
Where do I file it?With the Maryland Department of the Environment, alongside your Sewage Sludge Utilization Permit application or renewal. The wet-ink original has to be signed by the principal before it is filed, so we mail it to the address you give at the application.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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