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Maryland public official bonds.
From $100.

Many Maryland public offices require the officeholder to file a faithful-performance bond before taking office. The amount is set by the statute, charter, or governing body for your office — there is no single figure — and pricing is 0.35% of the bond amount, with a $100 minimum. A soft credit pull may apply; it is never a hard inquiry and never affects your score.

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For a Maryland public officer required to be bonded by statute, charter, or a governing body
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Amount is whatever your office or jurisdiction sets — there is no statewide figure
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One soft credit pull — never a hard inquiry, and it never affects your score
From $100your exact price at applicationRated0.35% of the bond amount, $100 minimumSoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
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New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Maryland public official bond cost?

0.35% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Enter your amount, name the obligee, consent to a soft pull, and pay. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the bond amount your office requires, the obligee (the body requiring the bond), and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

SAME DAY

File with whoever required it

Receive the executed bond ready to file with the clerk, board, or office that requires it. The original is mailed for filing where a wet-ink copy is needed.

About this bond

What it is and who needs it.

What the public official bond covers

Maryland conditions many public offices on the holder filing a public official bond — a guarantee of the faithful performance of the duties of the office, including honest handling of public money the officer collects or controls.

It is a three-party arrangement: you (the officeholder/principal), the surety, and the jurisdiction or body that requires the bond (the obligee), with the public as the protected party. If an officer breaches the duties of the office and the public is harmed, the harmed party can recover against the bond — and if the surety pays, the officer repays the surety.

There is no single statewide amount: the figure is fixed by the statute, county or municipal charter, or governing body for your specific office, and that body is named as the obligee on the bond. Confirm your required amount and obligee, enter them here, and pricing starts from $100 — your exact price appears at the application.

Md. public-official bond requirements (set per office)Maryland public-official bond requirements are not a single statute or a single amount. Offices are bonded under the provisions that govern them — the State Government Article, the Election Law Article, county and municipal charters, and individual office statutes — each of which fixes (or lets the governing body fix) the bond amount and names the obligee. Confirm the exact amount and obligee for your office with the body requiring the bond.

You need this bond if you are

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An elected or appointed Maryland officer whose office requires a faithful-performance bond
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A treasurer, clerk, or collector who handles or controls public funds
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A board or commission member a charter or statute conditions on a bond
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Taking office and required to file a bond before you are sworn in
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with whoever required it. Receive the executed bond ready to file with the clerk, board, or office that requires it. The original is mailed for filing where a wet-ink copy is needed.

What sets the price

The premium is 0.35% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, one soft pull.

Submit the application with the bond amount and obligee your office requires, including a one-time consent to a soft credit pull — it never affects your score. Pricing starts from $100.

Start the application →
FAQ

Common questions.

How much is a Maryland public official bond?Pricing is 0.35% of your bond amount, with a $100 minimum. The bond amount itself is set per office by statute, charter, or the governing body — there is no statewide figure. Enter the amount your office requires at the application and the calculator shows your exact price.
How do I find my required amount?Check the statute, charter, or instructions for your specific office, or ask the body requiring the bond (the obligee) — for example the county, municipality, board, or clerk. That body sets the amount and is named on the bond.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What does the bond guarantee?The faithful performance of your duties, including honest handling of public money you collect or control. If you breach those duties and the public is harmed, they can claim against the bond; if the surety pays, you repay the surety.
What if I'm not sure who the obligee is?The obligee is whoever requires you to be bonded — usually named in your appointment or election paperwork. Enter it on the application; if you are unsure, send us the requirement and we will confirm it before issuing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Nearby states

The same bond in nearby states.

Price and requirements checked on the carrier’s application, . Page updated .

Public official bond, issued fast.

Pricing from $100, soft pull only. Enter the amount your office requires and file it the same day.

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