MD auto fund producer bonds.
$100 flat.
To place business with Maryland Auto Insurance — the state insurer of last resort, formerly the MAIF — a producer must file a $10,000 bond. Ours is $100 flat, issued instantly, and these license-style bonds are issued on the spot.
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Three steps. One sitting.
Producer bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business and producer details and an effective date. That is the application — no financials, no credit section.
Pay & e-sign
License-style bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with Maryland Auto Insurance
Your executed bond and power of attorney arrive by email, ready to file with your MAIF producer authorization. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Maryland Auto Insurance — long known as the Maryland Automobile Insurance Fund (MAIF) — provides auto liability coverage to drivers who cannot get it in the standard market. Producers who place business with the Fund must be authorized, and a $10,000 surety bond is part of that authorization.
The bond guarantees that the producer will account for and pay over the premiums and money that come into its hands as a MAIF producer. It is a three-party arrangement: you (the principal), the surety, and Maryland Auto Insurance as the obligee — with the Fund and its insureds protected.
If a producer misapplies premium or fails to account for funds, the harmed party can recover against the bond — and if the surety pays, the producer repays the surety. The bond must stay active for as long as you are authorized to write the Fund.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this application does not collect credit information.
Start the application →Common questions.
Other Maryland bonds.
Finish your MAIF authorization today.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.