Local 486 wage & fringe benefit bonds.
4% of the bond amount.

A mechanical contractor signatory to the Plumbers and Steamfitters Local No. 486 (UA Local 486) agreement posts this bond so the wages withheld and fringe benefit contributions it reports each month actually reach Local 486’s trust funds, based in Rosedale, Maryland. It is a collective bargaining obligation, not a Maryland licensing requirement. Premiums cost 4% of the bond amount, $100 minimum. The application includes a credit consent, but it authorizes a soft pull only.

Runs to the Plumbers and Steamfitters Local 486 wage and fringe benefit trust funds — confirm the exact obligee wording and amount with the fund office
Backs health and welfare, pension, and apprenticeship/training contributions withheld from covered journeyman payroll
4% of the bond amount, $100 minimum — soft pull only, never a hard inquiry
4%of the bond amount, $100 minimumA-ratedA.M. Best carriersSoft pullnever a hard inquiry
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

A letter of assent usually comes with a start date attached, and the fund office wants the bond in hand before the first monthly report. This one is built to move:

TODAY · ONLINE

Apply online

Your company details, years in business, the bond amount the fund office named, an effective date, and the credit consent that authorizes a soft pull. That is the application.

INSTANTLY

Issued

Most applications approve instantly. The credit consent authorizes a soft inquiry that never affects your score, and no hard inquiry ever runs on this bond.

SAME DAY

Send it to the fund office

Your executed bond and power of attorney arrive by email, ready to send to the Local 486 fund office that administers the plans and collects the monthly reports. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Local 486 wage and fringe benefit bond actually guarantees

When a mechanical contractor signs a letter of assent to the Plumbers and Steamfitters Local No. 486 (UA Local 486) agreement, it takes on negotiated payroll deductions and employer contributions on top of wages — typically health and welfare, pension, and apprenticeship/training funds. This bond secures the contractor’s obligation to actually remit what it withholds and owes each reporting period.

Local 486 is based in Rosedale, Maryland, in the Baltimore area, and its joint trust funds office — not any Maryland state agency — sets the covered bond amount and holds the bond form. If a contractor’s reports or contributions go delinquent, the fund office can look to the bond for the shortfall before pursuing the contractor directly.

This is a private, contractual bond, not a Maryland licensing requirement. The bond amount is set by Local 486’s fund office rather than by statute, so confirm the exact obligee wording and figure with that office before the bond is issued. We price it from a $100 minimum, and the application includes only a soft credit consent — never a hard inquiry.

UA Local 486 wage & fringe benefit trust funds — private, contractual (not a Maryland statute)This bond is not required by any Maryland statute or state agency; the obligation comes from the collective bargaining agreement between a signatory mechanical contractor and Plumbers and Steamfitters Local No. 486 (United Association Local 486), based in Rosedale, Maryland. No specific ordinance or code section governs the bond — its terms, obligee, and covered amount are set by the bond form Local 486’s joint trust funds office issues, not by public law. Confirm the exact obligee name, bond amount, and covered funds with the Local 486 fund office before the bond is issued.

You need this bond if you are

Signing a letter of assent to the Local 486 agreement as a newly signatory plumbing or steamfitting contractor
An out-of-area contractor taking union mechanical work inside Local 486’s jurisdiction
Clearing a prior delinquency and required to post security before the fund office will accept reports again
Replacing or increasing an expiring bond after your covered payroll and monthly contributions grew

One application, priced on the spot.

These are the actual issuing fields. The credit consent authorizes a soft pull only — a soft inquiry that never affects your score.

Start the application →
FAQ

Common questions.

How much is the Local 486 wage and fringe benefits bond?Premiums cost 4% of the bond amount, with a $100 minimum. Enter the sum Local 486’s fund office named on your bond form and your exact price appears at the application.
What amount should I enter?The figure the fund office names. The bond form leaves the covered sum blank for the trustees to fix, so it scales with your payroll and expected monthly contribution exposure. Ask the fund office if your paperwork is silent.
What does the bond guarantee?That the wages withheld and fringe benefit contributions on your monthly report actually reach Local 486’s trust funds — typically health and welfare, pension, and apprenticeship/training. If a payment or report goes delinquent, the fund office can look to the bond.
Where do I file it?With the UA Local 486 joint trust funds office in Rosedale, Maryland, that administers the health, pension, and training funds for contractors signatory to the Local 486 agreement.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond, and most applications approve instantly.
Related bonds

Other Maryland bonds.

Signatory status waiting on one bond.

4% of the bond amount, $100 minimum. Enter the sum the fund office named and send it to Local 486 the same day. Free until issued.

Your premiumfrom $100
Apply now →