Before the City of Bowie releases a grading or land-disturbance permit, it requires an erosion-and-sediment-control bond guaranteeing you will install and maintain the controls on your approved plan. The City sets the amount; we issue it at a flat 3% with a soft credit pull only.
















Bowie won't release the grading permit until the bond is posted. Here is the whole process:
Your business details, the bond amount from your Bowie permit, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Most clear quickly; if underwriting needs anything for a larger amount, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with the City of Bowie so it releases your grading / erosion-control permit. Wet-ink original mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Bowie permit and the premium updates.
The City of Bowie, like most Maryland jurisdictions, ties its grading and land-disturbance permits to an approved erosion-and-sediment-control plan. The bond is a performance guarantee that you will install, maintain, and ultimately stabilize the site controls — silt fence, sediment basins, stabilization — exactly as the plan shows.
It is a three-party arrangement: you (the principal), the surety, and the City of Bowie (the obligee). If the controls fail or the site is left unstabilized, the City can recover against the bond to fix the problem or remediate downstream sediment.
It is not insurance for you. If the City draws on the bond and the surety pays, you repay the surety. Builders who install the controls and pass final inspection get the bond released and never see a claim.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Flat 3%, $275 minimum, five-minute application, executed bond in 1–2 business days. Free until issued.