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Anne Arundel forestation bonds.
From $225.

When Anne Arundel County requires reforestation or afforestation, you sign a Forestation Agreement and post security with it. This Completion Bond for Forestation Agreement is the surety-bond form of that security, in the amount your plan comment letter gives. The premium is 6% of the bond amount plus a $25 fee, $225 minimum.

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Security for a Forestation Agreement with Anne Arundel County under County Code § 17-6-702(a)
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Amount is the approved planting cost estimate, or $1.50 per sq ft inside the critical area per § 17-11-101
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6% of the bond amount plus a $25 fee, $225 minimum — a surety bond instead of tying up cash or a letter of credit for two-plus years
Instantissued the moment you paySoft pull onlynever a hard inquiryFrom $2256% of the bond amount + $25 fee
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Anne Arundel forestation bond cost?

6% of the bond amount plus a $25 fee, from $225. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

The County prints its own bond form and wants three originals. Here's the whole path from comment letter to a signed Forestation Agreement:

TODAY · ONLINE

Apply online

The property owner on the deed, the security amount from your comment letter, and the plan it attaches to — plus a one-time consent to a soft credit pull that never affects your score.

INSTANTLY

Pay & e-sign

Most applications approve on submission. The bond is written on the County form, naming Anne Arundel County, Maryland as obligee, with a Treasury-listed surety.

BY APPOINTMENT

Submit with the Forestation Agreement

Book a time with your Office of Planning and Zoning reviewer and hand in the agreement, the bond and the separate 10% inspection fee. Wet-ink originals are mailed when the County needs them.

About this bond

What it is and who needs it.

What the forestation completion bond guarantees

Anne Arundel County's forest conservation subtitle reaches plans and grading or sediment control permits on sites of 40,000 square feet or more. Where a plan calls for planting, replanting, reforestation or afforestation over 1,000 square feet or more, the developer must sign a Forestation Agreement with the County (§ 17-6-307(a)). The same agreement is required for planting in the Chesapeake Bay critical area and in bog protection areas.

Under § 17-6-702(a) the agreement must be accompanied by security in the amount Title 11 sets — a cash deposit, certified or cashier's check, irrevocable letter of credit, or a bond from a bonding company acceptable to the County. This bond is that last option. It is a three-party promise: you (the principal), the surety, and Anne Arundel County, Maryland (the obligee), guaranteeing the plantings are installed and maintained under the approved forest conservation, buffer management or bog protection plan.

The County holds the security for two years (§ 17-6-703(a)) and may release up to half of it early, but not before at least one growing season has passed. If the work is not done, the security is forfeited to the County, and any cost above it becomes a lien on the developer's property (§ 17-6-704(a)). It is not insurance for you — if the surety pays, you repay the surety. And the owner must ask in writing for the security back within 180 days after the two-year hold, or it is forfeited by operation of law (§ 17-6-704(b)).

Anne Arundel County Code §§ 17-6-702, 17-6-703, 17-6-704, 17-11-101Anne Arundel County Code § 17-6-702(a) requires a forestation agreement to be accompanied by security in the amount required by Title 11, in the form of cash, a certified or cashier's check, an irrevocable letter of credit, or a bond from a bonding company or financial institution acceptable to the County. The § 17-11-101 fee and security chart sets the forestation security at the approved cost estimate outside the critical area, or $1.50 per square foot inside the critical area; a separate inspection fee of 10% of the cost of the installed plant materials is paid to the County and is not part of the bond. Section 17-6-703 has the County retain the security for two years, with a partial release of up to 50% possible only after at least one growing season. The County's own form, Completion Bond for Forestation Agreement, must not be altered, is signed in three originals, and requires a surety listed in Treasury Department Circular 570. Confirm your amount in the Environmental Review section of your plan comment letter.

You need this bond if you are

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A developer or owner with a forest conservation plan that requires 1,000 sq ft or more of planting
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Planting inside the Chesapeake Bay critical area where the security is $1.50 per square foot
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Replanting in a bog protection area under an approved bog protection plan
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Replacing a cash deposit or letter of credit so capital is not tied up for the two-year hold
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single two-year term; the term cannot be changed at checkout.

Renewal falls on the statutory date, October 8, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Submit with the Forestation Agreement. Book a time with your Office of Planning and Zoning reviewer and hand in the agreement, the bond and the separate 10% inspection fee. Wet-ink originals are mailed when the County needs them.

What sets the price

The premium is 6% of the bond amount plus a $25 fee, $225 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. One soft credit pull, never a hard inquiry, and it never affects your score.

Start the application →
FAQ

Common questions.

How much is the Anne Arundel County forestation completion bond?The premium is 6% of the bond amount plus a $25 fee, with a $225 minimum. The bond amount is the County-approved cost estimate of the installed plant materials, or $1.50 per square foot of planting inside the critical area. Enter that figure in the calculator and your exact price appears before you apply.
What amount should I enter?The security amount the County gives in the Environmental Review section of your plan comment letter. Outside the critical area it equals the approved cost estimate you submitted to the Office of Planning and Zoning; inside the critical area it is $1.50 per square foot. Do not add the 10% inspection fee — that is paid to the County separately and is not bonded.
Do I pay the full bond amount?No. You pay the premium. The bond amount is the surety's maximum liability to Anne Arundel County if the plantings are not installed and maintained — it is not a deposit, and nobody holds your money for the two years the way a cash deposit would.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Where do I file it?With Anne Arundel County's Office of Planning and Zoning, attached to your signed Forestation Agreement. The County asks you to set up a time with your reviewer to submit the agreement and the security. The agreement is signed by the owner on the deed, and the bond names Anne Arundel County, Maryland as obligee.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Maryland bonds.

Price and requirements checked on the carrier’s application, .

Plan approved. Security next.

Enter the amount from your comment letter, see your exact price, and submit the bond with your Forestation Agreement. Soft pull only. Free until issued.

Your premiumfrom $225
Apply now →