Louisiana home service contract provider bonds.
From $100.
A Louisiana home service contract provider — a company selling home warranty / service agreements — files a surety bond with the Secretary of State on the Department of Insurance uniform form. Pricing is 0.5% of the bond amount, $100 minimum — no credit check up to $100,000; the standard figure is $50,000.
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How much does a Louisiana home service contract provider bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard provider bond — enter your amount, apply, and file. Here is the whole thing:
Apply online
Your company details, the bond amount your filing requires, and the effective date — that is the application, and it shows your exact price.
Issued on the spot
No credit check up to $100,000.
File with the Secretary of State
Submit the executed bond on the Department of Insurance uniform form with your provider registration. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the provider bond actually covers
A home service contract — often called a home warranty — promises to repair or replace covered systems and appliances for a fee. Louisiana regulates the providers who sell these contracts, and conditions a provider’s registration on a surety bond standing behind that promise.
The bond is filed with the Secretary of State on the uniform form issued by the Department of Insurance, and holds the provider and surety responsible for well and faithfully discharging the provider’s duties under Titles 22 and 23 of the Louisiana Revised Statutes. The standard penal sum is $50,000.
If a provider fails to honor its service contracts and a consumer is harmed, the bond stands behind them up to its amount. It is not insurance for the provider — if the surety pays a claim, the provider repays the surety. Enter the figure your filing requires; pricing is 0.5% of the bond amount, $100 minimum, with no credit check up to $100,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Secretary of State. Submit the executed bond on the Department of Insurance uniform form with your provider registration. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your required bond amount — your exact price appears in the application, and the executed bond is generated instantly, ready to file with the Secretary of State.
Start the application →Common questions.
Other Louisiana bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Provider bond, issued today.
Priced at 0.5% of the bond amount, $100 minimum. Enter your amount and file with the Secretary of State the same day.