KY non-participating manufacturer bonds.
Flat 3%. Enter your amount.
A tobacco manufacturer that did not join the Master Settlement Agreement — a non-participating manufacturer (NPM) — must escrow funds on the cigarettes it sells in Kentucky. KRS 131.602(10) lets an NPM post a surety bond as a financial instrument in lieu of part of that escrow, in an amount that is the greater of $50,000 or its largest required escrow over the prior twelve quarters. We issue it at a flat 3%.
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Apply to filed in one sitting.
No underwriting queue for the standard NPM bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:
Apply online
Your business details, the bond amount the statute requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting on the standard bond — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Attorney General
Submit the executed bond (the Kentucky NPM surety bond form) to the Office of the Attorney General. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the greater of $50,000 or your largest escrow due and the premium updates.
What it is and who needs it.
What the NPM bond actually covers
Under the Tobacco Master Settlement Agreement, manufacturers that did not sign — non-participating manufacturers — must place money in a qualified escrow account each quarter, based on the cigarettes they sell in Kentucky, under the escrow statutes KRS 131.600 to 131.602. The escrow is a safeguard against future liability.
KRS 131.602(10) lets an NPM (or its importer) post a financial instrument — including a surety bond — as security in connection with that obligation. The amount is the greater of $50,000 or the largest required escrow due from the manufacturer or its predecessor over the immediately preceding twelve calendar quarters.
The bond runs to the benefit of the Commonwealth and is filed with the Office of the Attorney General, which administers NPM certification and the tobacco directory. If the NPM fails to fund the escrow, the state can recover against the bond — and if the surety pays, the manufacturer repays the surety. Enter your required amount and we issue at a flat 3%.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Attorney General.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
NPM bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the Attorney General the same day.