KY lottery retailer bonds.
Flat 3%. Enter your amount.

The Kentucky Lottery Corporation can require a retailer to post a bond or other security as a condition of holding a retailer license, in an amount based on your actual or potential lottery sales, under KRS Chapter 154A and 202 KAR 3:030. Whatever amount the Corporation names, we issue it at a flat 3% with no credit check.

Required when the Kentucky Lottery Corporation conditions your retailer license on security
Amount set by the Corporation — based on your actual or potential sales, not a single fixed figure
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard lottery retailer bond — enter your amount, pay, and deliver to the Corporation. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the Corporation set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

Deliver to the Lottery Corporation

Submit the executed bond to the Kentucky Lottery Corporation with your retailer license. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Corporation set and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the lottery bond actually covers

Kentucky runs its lottery through the Kentucky Lottery Corporation under KRS Chapter 154A. Retailers sell tickets and collect the proceeds, which they owe back to the Corporation — so the Corporation wants assurance that a retailer will remit what it collects.

Under 202 KAR 3:030, the Corporation may license or keep a retailer on the condition that it provides bonds, letters of credit, personal guaranty agreements, or other security it deems satisfactory, in an amount based on actual or potential sales. A surety bond is one accepted form.

The bond guarantees the retailer will remit ticket proceeds and follow the lottery rules — if you fail to and the Corporation is owed, it can recover against the bond, and if the surety pays, you repay the surety. Because the amount tracks your sales, you enter the figure the Corporation named and we issue at a flat 3%.

KRS Chapter 154A · 202 KAR 3:030Under KRS Chapter 154A and 202 KAR 3:030, the Kentucky Lottery Corporation may license or retain a retailer upon receipt of bonds, letters of credit, personal guaranty agreements, or other security it deems satisfactory, in an amount based on the retailer's actual or potential lottery sales. There is no single statutory figure — confirm the amount the Corporation set for your account.

You need this bond if you are

A retailer the Corporation has asked to post security as a condition of your license
A high-volume retailer whose potential sales put you above the unbonded threshold
Renewing a retailer license with an updated bond amount tied to your sales
Reinstating an account after a remittance issue that triggered a security requirement

Five minutes, issued on the spot.

Submit the application with the bond amount the Corporation set — the executed bond is generated instantly, ready to deliver.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Kentucky lottery retailer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Kentucky Lottery Corporation based on your actual or potential sales — there is no single fixed figure. Enter the amount on your notice and the quote updates.
Do all lottery retailers need a bond? +
No. Under 202 KAR 3:030 the Corporation requires security only when it deems it satisfactory or necessary — often tied to higher sales volume or a remittance concern. If the Corporation has not asked you for security, you likely do not need this bond.
Is there a credit check? +
No — the lottery retailer bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can I use a letter of credit instead? +
202 KAR 3:030 accepts several forms — a surety bond, a letter of credit, a personal guaranty, or other security. A surety bond is usually cheapest, since you pay the 3% premium instead of tying up the full amount.
What amount should I choose if I'm not sure? +
Ask the Kentucky Lottery Corporation for the exact figure — it is based on your actual or potential sales, so there is no default. Send us the notice and we will confirm and issue.
Related bonds

Other New York bonds.

Lottery retailer bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Corporation set and deliver it the same day.

Your premium @ 3%$300
Apply now →