Kentucky lottery retailer bonds.
From $100.
The Kentucky Lottery Corporation can require a retailer to post a bond or other security as a condition of holding a retailer license, in an amount based on your actual or potential lottery sales, under 202 KAR 3:030. The premium is 2% of that bond amount, with a $100 minimum.
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How much does a Kentucky lottery retailer bond cost?
2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard lottery retailer bond — enter your amount, pay, and deliver to the Corporation. Here is the whole thing:
Apply online
Your business details, the bond amount the Corporation set, and the effective date — that is the application.
Issued on the spot
No credit check up to $10,000. Above $10,000, a soft pull may add a short review.
Deliver to the Lottery Corporation
Submit the executed bond to the Kentucky Lottery Corporation with your retailer license. Wet-ink originals mailed on request.
What it is and who needs it.
What the lottery bond actually covers
Kentucky runs its lottery through the Kentucky Lottery Corporation under KRS Chapter 154A. Retailers sell tickets and collect the proceeds, which they owe back to the Corporation — so the Corporation wants assurance that a retailer will remit what it collects.
Under 202 KAR 3:030, the Corporation may license or keep a retailer on the condition that it provides bonds, letters of credit, personal guaranty agreements, or other security it deems satisfactory, in an amount based on actual or potential sales. A surety bond is one accepted form.
The bond guarantees the retailer will remit ticket proceeds and follow the lottery rules — if you fail to and the Corporation is owed, it can recover against the bond, and if the surety pays, you repay the surety. Because the amount tracks your sales, you enter the figure the Corporation named and pricing (from $100) reflects that amount.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Deliver to the Lottery Corporation. Submit the executed bond to the Kentucky Lottery Corporation with your retailer license. Wet-ink originals mailed on request.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount the Corporation set — the executed bond is generated instantly, ready to deliver.
Start the application →Common questions.
Other Kentucky bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Lottery retailer bond, issued today.
Premiums from $100. Enter the amount the Corporation set and deliver it the same day.