KY continuous wage bonds.
Flat 3%. Enter your amount.
Kentucky requires newer construction and mineral employers to keep a wage-payment bond on file with the Education and Labor Cabinet under KRS 337.200. The amount equals your gross payroll at full capacity for four weeks — we write it at a flat 3% with one soft credit pull. Enter that figure and the premium updates.
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Three steps to filed.
A continuous wage bond is a standard filing — enter your amount, consent to a soft pull, and file the Continuous Bond Form. Here is the whole thing:
Apply online
Your business details, the bond amount your four-week payroll requires, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the Education and Labor Cabinet
Pay online and receive the executed bond on the Labor Cabinet’s Continuous Bond Form, ready to file. Wet-ink originals mailed whenever the Cabinet insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter your four-week full-capacity payroll and the premium updates.
What it is and who needs it.
What the continuous wage bond actually guarantees
Kentucky’s wage-and-hour law, KRS 337.200, requires a performance bond to be kept on file by employers engaged in construction work or the severance, preparation, or transportation of minerals who have done business in the Commonwealth for less than five consecutive years. It is administered by the Education and Labor Cabinet (formerly the Labor Cabinet).
The bond guarantees that workers actually get paid. Its amount equals the employer’s gross payroll operating at full capacity for four weeks. An employee whose wages are secured by the bond can, on presenting a final court judgment to the commissioner, recover unpaid wages, liquidated damages, and attorney’s fees from the bond.
The bond is a continuous filing — it stays in place until the employer has been in business five years, or until the commissioner approves termination on a sworn statement that the employer has stopped doing business in the state and paid all wages due. It is not insurance for the employer — if the surety pays a claim, the employer repays the surety.
You need this bond if you are
Five minutes, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is typically ready within a day.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Continuous wage bond, sorted today.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your four-week payroll and file the Continuous Bond Form.