Kentucky continuous wage bonds.
From $100.
Kentucky requires newer construction and mineral employers to keep a wage-payment bond on file with the Education and Labor Cabinet under KRS 337.200. The amount equals your gross payroll at full capacity for four weeks — pricing is 2.5% of the bond amount, $100 minimum, calculated for you below. Enter that figure and apply for your exact price.
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How much does a Kentucky continuous wage bond cost?
2.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to filed.
A continuous wage bond is a standard filing — enter your amount, consent to a soft pull, and file the Continuous Bond Form. Here is the whole thing:
Apply online
Your business details, the bond amount your four-week payroll requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
File with the Education and Labor Cabinet
Pay online and receive the executed bond on the Labor Cabinet’s Continuous Bond Form, ready to file. Wet-ink originals mailed whenever the Cabinet insists.
What it is and who needs it.
What the continuous wage bond actually guarantees
Kentucky’s wage-and-hour law, KRS 337.200, requires a performance bond to be kept on file by employers engaged in construction work or the severance, preparation, or transportation of minerals who have done business in the Commonwealth for less than five consecutive years. It is administered by the Education and Labor Cabinet (formerly the Labor Cabinet).
The bond guarantees that workers actually get paid. Its amount equals the employer’s gross payroll operating at full capacity for four weeks. An employee whose wages are secured by the bond can, on presenting a final court judgment to the commissioner, recover unpaid wages, liquidated damages, and attorney’s fees from the bond.
The bond is a continuous filing — it stays in place until the employer has been in business five years, or until the commissioner approves termination on a sworn statement that the employer has stopped doing business in the state and paid all wages due. It is not insurance for the employer — if the surety pays a claim, the employer repays the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Education and Labor Cabinet. Pay online and receive the executed bond on the Labor Cabinet’s Continuous Bond Form, ready to file. Wet-ink originals mailed whenever the Cabinet insists.
What sets the price
The premium is 2.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, one soft pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is issued when you pay.
Start the application →Common questions.
Other Kentucky bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Continuous wage bond, sorted today.
Priced at 2.5% of the bond amount, $100 minimum, one soft pull that never affects your score. Enter your four-week payroll and file the Continuous Bond Form.