Many Kentucky elected and appointed officials must post a bond guaranteeing the honest and faithful performance of their duties before taking office. The amount is set by the statute that governs your specific office, and the bond is approved locally — we write it at a flat 3% with one soft credit pull.
















A public official bond is one of the simpler surety filings — enter your amount, consent to a soft pull, and file with whoever approves the bond. Here is the whole thing:
Your details, the office and obligee, the bond amount your office requires, and the effective date — plus a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to be approved and recorded with the county clerk or appointing authority. Wet-ink originals mailed whenever they insist.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your office requires and the premium updates.
A public official bond is a faithful-performance guarantee. It promises that an elected or appointed official will honestly and faithfully perform the duties of the office and honestly account for all public money entrusted to them. Kentucky’s general oath-and-bond provisions live in KRS Chapter 62, and the bond amount for a given office is set by the statute that governs that office.
Different offices carry different requirements. A sheriff, for example, must execute a general bond of at least $10,000 under KRS 70.020, in addition to the tax-collection bond required by KRS 134.230. Other officials who handle public funds are bonded under their own statutes. Because the figures vary, the application lets you enter the amount your office requires.
The bond protects the public — if an official misuses public funds or fails to perform official duties, the harmed party (often the county or the Commonwealth) can recover against the bond. It is not insurance for the official — if the surety pays a claim, the official repays the surety.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the executed bond is typically ready within a day.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount your office requires and file before you take office.