Kansas mortgage company bonds.
$750 flat.
Kansas has no separate mortgage broker license. Arranging or negotiating mortgage loans for others is mortgage business under K.S.A. 9-2201, so a broker holds a mortgage company license and files this bond.
This is the $125,000 tier of the Kansas mortgage company license bond, the amount the State Bank Commissioner's regulations set for licensees with larger Kansas loan volume under K.S.A. 9-2211. Ours is $750 flat.
Trusted by industry leaders
How much does a Kansas mortgage company bond cost?
$750 at the $125,000 amount, the same for every applicant.
Three steps. One sitting.
The $125,000 mortgage company bond is a standard NMLS electronic surety bond. Here is the entire process:
Apply online
Business details, an effective date, and a term. That is the application. No credit check.
Pay & e-sign
This bond is checkout-priced at $750 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Kansas takes this bond as an electronic surety bond through NMLS. Your executed bond is delivered ready to associate with your license record, and we coordinate the ESB filing with the carrier.
What it is and who needs it.
What the bond actually guarantees
Kansas regulates mortgage companies under the Kansas Mortgage Business Act, administered by the Office of the State Bank Commissioner. K.S.A. 9-2211 requires each applicant and licensee to file a surety bond of not less than $100,000 — or the amount the commissioner establishes by regulation. The commissioner's tiers put higher-volume mortgage companies at $125,000, the amount this page covers, payable to the OSBC and filed electronically through NMLS.
It's a three-party arrangement: you (the principal), the surety carrier, and the Office of the State Bank Commissioner (the obligee). The bond secures your compliance with the Kansas Mortgage Business Act — the licensing, conduct, and consumer-protection rules that govern mortgage business with Kansas borrowers.
It is not insurance for you — if the surety pays a claim, you repay the surety. The statute keeps the surety liable for conduct that occurred while the license was active for two years after the bond is cancelled, and the bond must stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $125,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File through NMLS. Kansas takes this bond as an electronic surety bond through NMLS. Your executed bond is delivered ready to associate with your license record, and we coordinate the ESB filing with the carrier.
What sets the price
The premium is fixed at $750 at the $125,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Kansas mortgage license bonds.
We write 3 mortgage license bonds in Kansas. Each license has its own bond, amount and price; pick the one your license calls for.
| License bond | Required by | Bond amount | Price |
|---|---|---|---|
| Mortgage Company License Bond ($125,000, NMLS) (this page) | K.S.A. 9-2211 | $125,000 | $750 |
| Mortgage Company License Bond (NMLS) | K.S.A. 9-2211 | $100,000 or more | From $600 |
| Supervised Loan License Bond (NMLS) | K.S.A. 16a-2-302 | $100,000 or more | From $1,000 |
Other Kansas bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, .
Finish your NMLS license filing today.
$750 flat, issued the moment you pay. Free until issued.