KS mortgage company bonds.
$750 flat.
This is the $125,000 tier of the Kansas mortgage company license bond — the amount the State Bank Commissioner's regulations set for licensees with larger Kansas loan volume, under K.S.A. 9-2211 and the Kansas Mortgage Business Act, filed electronically through NMLS. Ours is $750 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
The $125,000 mortgage company bond is a standard NMLS electronic surety bond. Here is the entire process:
Apply online
Business details, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $750 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Kansas takes this bond as an electronic surety bond through NMLS. Your executed bond is delivered ready to associate with your license record, and we coordinate the ESB filing with the carrier.
What it is and who needs it.
What the bond actually guarantees
Kansas regulates mortgage companies under the Kansas Mortgage Business Act, administered by the Office of the State Bank Commissioner. K.S.A. 9-2211 requires each applicant and licensee to file a surety bond of not less than $100,000 — or the amount the commissioner establishes by regulation. The commissioner's tiers put higher-volume mortgage companies at $125,000, the amount this page covers, payable to the OSBC and filed electronically through NMLS.
It's a three-party arrangement: you (the principal), the surety carrier, and the Office of the State Bank Commissioner (the obligee). The bond secures your compliance with the Kansas Mortgage Business Act — the licensing, conduct, and consumer-protection rules that govern mortgage business with Kansas borrowers.
It is not insurance for you — if the surety pays a claim, you repay the surety. The statute keeps the surety liable for conduct that occurred while the license was active for two years after the bond is cancelled, and the bond must stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Kansas bonds.
Finish your NMLS license filing today.
$750 flat, issued the moment you pay, soft pull only. Free until issued.