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Kansas health care card supplier bonds.
$500 flat.

Kansas requires every health care discount card supplier to file a $50,000 bond when registering with the Secretary of State. Ours is $500 flat — set by our carrier for this bond, identical for every supplier. A quick soft credit check may apply; the bond is issued when you pay.

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Required to register a KS health care card supplier with the Secretary of State
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Fixed amount, fixed price — $50,000 bond, $500, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Kansas health care card supplier bond cost?

$500 at the $50,000 amount, the same for every applicant.

How it works

Three steps to registered.

Your Secretary of State registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Secretary of State

Pay online and receive the executed bond, ready to file with your health care card supplier registration. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A health care discount card is a membership product that promises savings on medical, dental, vision, or pharmacy services — it is not insurance. Kansas regulates the businesses that sell these cards and conditions doing business in the state on registration and a $50,000 surety bond.

The bond is a consumer-protection guarantee: it stands behind the supplier's compliance with the discount card law and gives the state and harmed cardholders a way to recover if the supplier engages in deceptive advertising, fails to deliver the promised discounts, or otherwise violates the law.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Kansas, with cardholders as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. Suppliers who advertise honestly and deliver the discounts they promise treat the bond as a registration formality.

K.S.A. 50-1,101 et seq. (health care card suppliers)Kansas regulates health care discount card suppliers under K.S.A. 50-1,101 et seq., which require a supplier doing business in the state to register and to maintain a $50,000 surety bond for the protection of cardholders. Registration is administered through the Secretary of State. Confirm the current registration requirements and bond form on your filing — we'll issue to match.

You need this bond if you're

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Selling health care discount cards or medical-savings membership cards to Kansas residents
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Registering as a card supplier with the Kansas Secretary of State
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Renewing your registration and your current bond is expiring or non-renewing
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A national discount-card company adding Kansas to the states you operate in
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the Secretary of State. Pay online and receive the executed bond, ready to file with your health care card supplier registration. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 — the flat premium our carrier sets for this bond. The $50,000 is the surety's maximum liability to the state and harmed cardholders; it's not a deposit, and nobody holds your money.
Who requires this bond?Kansas requires it of health care discount card suppliers as a condition of doing business in the state, under K.S.A. 50-1,101 et seq., with registration through the Secretary of State.
What does the bond guarantee?That you follow the discount card law — advertise honestly, deliver the savings you promise, and handle cardholders fairly. If you fail to and someone is harmed, they can claim against the bond; if the surety pays, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price is $500 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your registration to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Kansas bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

The Secretary of State is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Your price$500
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