KS health care card supplier bonds.
$1,500 flat. Soft pull.

Kansas requires every health care discount card supplier to file a $50,000 bond when registering with the Secretary of State. Ours is $1,500 flat — 3% of the bond amount, identical for every supplier. One soft credit pull, e-signed in 1–2 business days.

Required to register a KS health care card supplier with the Secretary of State
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to registered.

Your Secretary of State registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Secretary of State

Pay online and receive the executed bond, ready to file with your health care card supplier registration. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

A health care discount card is a membership product that promises savings on medical, dental, vision, or pharmacy services — it is not insurance. Kansas regulates the businesses that sell these cards and conditions doing business in the state on registration and a $50,000 surety bond.

The bond is a consumer-protection guarantee: it stands behind the supplier's compliance with the discount card law and gives the state and harmed cardholders a way to recover if the supplier engages in deceptive advertising, fails to deliver the promised discounts, or otherwise violates the law.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Kansas, with cardholders as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. Suppliers who advertise honestly and deliver the discounts they promise treat the bond as a registration formality.

K.S.A. 50-1,101 et seq. (health care card suppliers)Kansas regulates health care discount card suppliers under K.S.A. 50-1,101 et seq., which require a supplier doing business in the state to register and to maintain a $50,000 surety bond for the protection of cardholders. Registration is administered through the Secretary of State. Confirm the current registration requirements and bond form on your filing — we'll issue to match.

You need this bond if you're

Selling health care discount cards or medical-savings membership cards to Kansas residents
Registering as a card supplier with the Kansas Secretary of State
Renewing your registration and your current bond is expiring or non-renewing
A national discount-card company adding Kansas to the states you operate in

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed cardholders; it's not a deposit, and nobody holds your money.
Who requires this bond? +
Kansas requires it of health care discount card suppliers as a condition of doing business in the state, under K.S.A. 50-1,101 et seq., with registration through the Secretary of State.
What does the bond guarantee? +
That you follow the discount card law — advertise honestly, deliver the savings you promise, and handle cardholders fairly. If you fail to and someone is harmed, they can claim against the bond; if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your registration to stay valid.
Related bonds

Other New York bonds.

The Secretary of State is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →