Kansas requires every health care discount card supplier to file a $50,000 bond when registering with the Secretary of State. Ours is $1,500 flat — 3% of the bond amount, identical for every supplier. One soft credit pull, e-signed in 1–2 business days.
















Your Secretary of State registration is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your health care card supplier registration. Wet-ink originals mailed whenever the state insists.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A health care discount card is a membership product that promises savings on medical, dental, vision, or pharmacy services — it is not insurance. Kansas regulates the businesses that sell these cards and conditions doing business in the state on registration and a $50,000 surety bond.
The bond is a consumer-protection guarantee: it stands behind the supplier's compliance with the discount card law and gives the state and harmed cardholders a way to recover if the supplier engages in deceptive advertising, fails to deliver the promised discounts, or otherwise violates the law.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Kansas, with cardholders as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. Suppliers who advertise honestly and deliver the discounts they promise treat the bond as a registration formality.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.