Kansas requires an automobile (motor) club to file a $30,000 bond with the Insurance Department to sell memberships in the state, under the automobile club services act. Ours is $900 flat — 3% of the bond amount, identical for every club. One soft credit pull, e-signed in 1–2 business days.
















Your authority to sell memberships is waiting on this bond (or its deposit alternative). Here's the entire process:
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your automobile club authority. Wet-ink originals mailed whenever the state insists.
$30,000 bond × 3% = $900, one-time per term. Fixed amount, fixed price, multi-year if you want it.
An automobile club (motor club) sells memberships that promise services like roadside assistance, towing, bail-bond or arrest-bond certificates, trip routing, and similar benefits. Kansas regulates these clubs through the Insurance Department under the automobile club services act, K.S.A. 40-2501 et seq.
A club must give the commissioner of insurance a deposit or surety bond for the protection of its Kansas members — a guarantee that the club will faithfully furnish and render the services it sells. Any member defrauded or injured by the club's wrongful act, misrepresentation, or failure to perform can sue on the bond in their own name.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Kansas, with members as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. The amount on this listing is a fixed $30,000; confirm the figure the commissioner sets for your club.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$900 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.