KS automobile club bonds.
$900 flat. Soft pull.

Kansas requires an automobile (motor) club to file a $30,000 bond with the Insurance Department to sell memberships in the state, under the automobile club services act. Ours is $900 flat — 3% of the bond amount, identical for every club. One soft credit pull, e-signed in 1–2 business days.

Required to transact automobile club services in Kansas under K.S.A. 40-2501 et seq.
Fixed amount, fixed price — $30,000 bond, $900, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to authorized.

Your authority to sell memberships is waiting on this bond (or its deposit alternative). Here's the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Insurance Department

Pay online and receive the executed bond, ready to file with your automobile club authority. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$30,000 bond × 3% = $900, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$900
2-year term
$1,800
3-year term
$2,700
About this bond

What it is and who needs it.

What the bond actually guarantees

An automobile club (motor club) sells memberships that promise services like roadside assistance, towing, bail-bond or arrest-bond certificates, trip routing, and similar benefits. Kansas regulates these clubs through the Insurance Department under the automobile club services act, K.S.A. 40-2501 et seq.

A club must give the commissioner of insurance a deposit or surety bond for the protection of its Kansas members — a guarantee that the club will faithfully furnish and render the services it sells. Any member defrauded or injured by the club's wrongful act, misrepresentation, or failure to perform can sue on the bond in their own name.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Kansas, with members as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. The amount on this listing is a fixed $30,000; confirm the figure the commissioner sets for your club.

K.S.A. 40-2501 et seq. (automobile club services)Kansas regulates automobile (motor) clubs under the automobile club services act, K.S.A. 40-2501 et seq., administered by the Insurance Department. A club must provide the commissioner a deposit or surety bond for the protection of its Kansas members, and a member injured by the club's wrongful act or failure to perform may sue on the bond in the member's own name. This listing reflects a $30,000 bond — confirm the amount the commissioner sets for your authority.

You need this bond if you're

Selling motor-club memberships — roadside assistance, towing, trip services — to Kansans
Applying for automobile club authority with the Kansas Insurance Department
Renewing your club authority and your current bond is expiring or non-renewing
A national motor club adding Kansas to the states where you sell memberships

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $30,000? +
No. You pay $900 — the flat 3% of the bond amount. The $30,000 is the surety's maximum liability to the state and harmed members; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Kansas Insurance Department requires it of automobile (motor) clubs as a condition of transacting automobile club services in the state, under K.S.A. 40-2501 et seq. The statute lets a club post a deposit or a surety bond.
What does the bond guarantee? +
That the club faithfully furnishes the services it sells. A member defrauded or injured by the club's wrongful act, misrepresentation, or failure to perform can sue on the bond directly; if the surety pays, the club repays the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Is the amount always $30,000? +
This listing reflects a $30,000 bond. The exact required amount or deposit is set by the commissioner of insurance for your authority — send us your filing and we'll confirm and issue to match.
Related bonds

Other New York bonds.

The Insurance Department is waiting on one document.

$900 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$900
Apply now →