Kansas automobile club bonds.
$300 flat.
Kansas requires an automobile (motor) club to file a $30,000 bond with the Insurance Department to sell memberships in the state, under the automobile club services act. Ours is $300 flat — set by our carrier for this bond, identical for every club. A quick soft credit check may apply; the bond is issued when you pay.
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How much does a Kansas automobile club bond cost?
$300 at the $30,000 amount, the same for every applicant.
Three steps to authorized.
Your authority to sell memberships is waiting on this bond (or its deposit alternative). Here's the entire process:
Apply once, online
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Insurance Department
Pay online and receive the executed bond, ready to file with your automobile club authority. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
An automobile club (motor club) sells memberships that promise services like roadside assistance, towing, bail-bond or arrest-bond certificates, trip routing, and similar benefits. Kansas regulates these clubs through the Insurance Department under the automobile club services act, K.S.A. 40-2501 et seq.
A club must give the commissioner of insurance a deposit or surety bond for the protection of its Kansas members — a guarantee that the club will faithfully furnish and render the services it sells. Any member defrauded or injured by the club's wrongful act, misrepresentation, or failure to perform can sue on the bond in their own name.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Kansas, with members as the protected parties. It is not insurance for you — if the surety pays a claim, you repay the surety. The amount on this listing is a fixed $30,000; confirm the figure the commissioner sets for your club.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $30,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Insurance Department. Pay online and receive the executed bond, ready to file with your automobile club authority. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $300 at the $30,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Kansas bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Insurance Department is waiting on one document.
$300 flat, short application, bond issued when you pay. Free until issued.