Certified PEO bonds.
Flat 3%. Enter your amount.
A Certified Professional Employer Organization (CPEO) must post a federal surety bond with the IRS on Form 14751 to obtain and keep its certification. This is a federal bond, not an Iowa license bond. We issue it at a flat 3% with no credit check — enter the amount the IRS formula requires and the premium updates.
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Apply to issued in one sitting.
No underwriting queue for the standard CPEO bond — enter your amount, pay, and file with the IRS. Here is the whole thing:
Apply online
Your business details, the bond amount the IRS formula requires, and the bond period — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File Form 14751 with the IRS
Submit the executed bond on IRS Form 14751 for the annual bond period (April 1 through March 31). Wet-ink originals mailed whenever the IRS insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the IRS CPEO formula requires and the premium updates.
What it is and who needs it.
What the CPEO bond actually covers
A Professional Employer Organization can apply to the IRS to become a Certified PEO under IRC §7705, which (among other benefits) makes the CPEO solely liable for federal employment taxes on the wages it pays to worksite employees under IRC §3511. To get and keep that certification, the CPEO must post a surety bond to the IRS.
The bond guarantees payment of the CPEO’s federal employment taxes. Its amount is set by formula — the greater of $50,000 or 5% of the CPEO’s liability under §3511 for the preceding calendar year, capped at $1,000,000 — and it is posted on IRS Form 14751 for an annual bond period running April 1 through March 31.
Note this is a federal bond: it is required by the IRS, not by the State of Iowa, and it applies to any CPEO regardless of where it operates. If the surety pays the IRS on the bond, the CPEO repays the surety. Enter the amount your formula requires and we issue it at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the IRS formula requires — the executed bond is generated instantly, ready to file on Form 14751.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
CPEO bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the IRS formula requires and file Form 14751 the same day.