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South Bend excavation permit bonds.
$100 flat.

The City of South Bend requires a fixed $5,000 bond before it issues an excavation permit to cut or open a city street or right-of-way. Ours is $100 flat — the price you see is the checkout price — and bonds like this issue instantly.

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Required for a City of South Bend excavation permit to cut or open a city street or right-of-way
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Fixed amount, fixed price — $5,000 bond, $100, issued instantly
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a South Bend excavation permit bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Excavation permit bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City

Your executed bond arrives by email, ready to file with your South Bend excavation permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of South Bend controls its streets, alleys, and rights-of-way, and conditions any excavation or pavement cut in them on an excavation permit. The $5,000 bond is the financial backstop the City requires before it issues that permit.

The bond is a restoration-and-compliance guarantee: it stands behind your obligation to backfill, compact, and restore the city street and right-of-way to standard and to follow the permit conditions. If you leave a cut unrestored or it fails, the City can use the bond to make the repair.

It is not insurance for you — if the City makes a valid claim and the surety pays, you repay the surety. Contractors who restore their cuts and close out their permits treat the bond as a routine cost of working in the City right-of-way.

City of South Bend — Excavation PermitThe City of South Bend requires a $5,000 bond as a condition of its excavation / street-cut permit, guaranteeing restoration of the public way and compliance with the permit. The bond amount and terms are set by the City Public Works / Engineering department; confirm details on your South Bend excavation permit.

You need this bond if you're

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A utility or telecom contractor cutting or excavating in a South Bend street or right-of-way
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An excavation or paving contractor pulling a City excavation permit
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Installing utilities or services that the City conditions on an excavation permit
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Replacing an expiring bond to keep your South Bend excavation permits active
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. Your executed bond arrives by email, ready to file with your South Bend excavation permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the South Bend excavation bond?The premium is $100 flat, one-time. The bond amount is fixed at $5,000 by the City; our carrier's rate book sets the price for this specific bond at $100 for every contractor.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The City of South Bend, as a condition of its excavation / street-cut permit. It is a local requirement set by the City, not by the State of Indiana.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The bond must stay active while you hold the City excavation permit. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out so your permit never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

South Bend excavation bond, issued today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →