The City of South Bend requires a fixed $5,000 bond before it issues an excavation permit to cut or open a city street or right-of-way. Ours is $275 flat — our 3% minimum — and bonds like this are the fastest thing we issue.
















Excavation permit bonds are simple. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your South Bend excavation permit. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, but our minimum premium is $275 — so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
The City of South Bend controls its streets, alleys, and rights-of-way, and conditions any excavation or pavement cut in them on an excavation permit. The $5,000 bond is the financial backstop the City requires before it issues that permit.
The bond is a restoration-and-compliance guarantee: it stands behind your obligation to backfill, compact, and restore the city street and right-of-way to standard and to follow the permit conditions. If you leave a cut unrestored or it fails, the City can use the bond to make the repair.
It is not insurance for you — if the City makes a valid claim and the surety pays, you repay the surety. Contractors who restore their cuts and close out their permits treat the bond as a routine cost of working in the City right-of-way.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.