IN cigarette distributor bonds.
$275 minimum. Soft pull.

Indiana requires a registered cigarette distributor to file a bond with the Department of Revenue to buy tax stamps on credit. The statutory floor is $1,000; if your stamp purchases run higher the DOR can require more. Ours is a flat 3%, $275 minimum.

Required for a cigarette distributor registration certificate filed with the DOR on Form CIG-1A
$1,000 statutory minimum — the bond must be at least the sales price of the stamps you buy on credit
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance$275minimum premium
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to registered.

Your distributor registration is waiting on this bond. Here's the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, the bond amount the DOR requires, and an effective date — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

File with the Department of Revenue

Pay online and receive the executed bond, ready to file with your Form CIG-1A distributor registration. Wet-ink original mailed on request.

The whole pricing page.

$1,000 bond × 3% = $30, but the $275 minimum applies. Larger amounts the DOR sets run a flat 3%.

$1,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the cigarette bond actually covers

Indiana licenses cigarette distributors through the Department of Revenue under IC 6-7-1. A distributor buys revenue stamps to affix to each pack and may pay for them within thirty days of purchase — that credit privilege is the reason for the bond.

The privilege is extended on the express condition that a bond or letter of credit satisfactory to the department, in an amount not less than the sales price of the stamps, is on file — with a statutory floor of $1,000. The bond is filed alongside the Form CIG-1A registration application and the $500 annual registration fee.

It is not insurance for you. If you fail to pay for stamps purchased on credit, the Department can recover against the bond, and you repay the surety. We issue the amount the DOR requires at a flat 3% with a $275 minimum.

IC 6-7-1 (Cigarette Tax)Under Indiana Code 6-7-1, each cigarette distributor must obtain a registration certificate from the Department of Revenue (Form CIG-1A), pay an annual fee, and file a bond or letter of credit. The 30-day credit privilege for revenue stamps is conditioned on a bond satisfactory to the department in an amount not less than the sales price of the stamps, with a $1,000 statutory minimum. Confirm the required amount on your DOR notice.

You need this bond if you are

Applying for an Indiana cigarette distributor certificate through the Department of Revenue
Buying revenue stamps on the 30-day credit privilege rather than prepaying for them
Renewing a distributor registration that requires the bond on file
Increasing your stamp volume and filing a replacement bond for the higher amount

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Indiana cigarette distributor bond? +
The statutory minimum bond is $1,000, which at our flat 3% rate falls to the $275 minimum premium. If the Department of Revenue requires a larger amount tied to your stamp purchases, the premium is a flat 3% of that figure.
Why does Indiana require it? +
It backs the revenue stamps a distributor buys on the 30-day credit privilege. Under IC 6-7-1 the bond must be at least the sales price of the stamps, so the tax on every stamp is guaranteed if you fail to pay.
What amount do I need? +
At least $1,000 — the statutory floor. The DOR sizes it to the stamps you buy on credit, so a high-volume distributor will need more. Send us your registration notice and we'll confirm the figure.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way.
Which form do I file? +
The bond is filed with your Form CIG-1A cigarette distributor registration application with the Indiana Department of Revenue. We issue the executed bond ready to submit.
Related bonds

Other New York bonds.

Cigarette distributor bond, issued this week.

$275 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$275
Apply now →