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Citizens Water plumber bonds.
$125 flat.

To work on plumbing connections to the Indianapolis Citizens Water system, plumbers must file a $25,000 bond with the utility. Ours is $125 flat, issued instantly — the price you see is the checkout price, the same for every plumber. The bond issues the moment you pay — no credit check.

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Required by Citizens Water for plumbers connecting to the Indianapolis water system
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Fixed amount, fixed price — $25,000 bond, $125, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Citizens Water plumber bond cost?

$125 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Utility plumber bonds are about the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands that issue right after purchase.

SAME DAY

File with Citizens Water

Your executed bond arrives by email, ready to file with Citizens Water for your plumber registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Citizens Water, the public water utility serving Indianapolis and Marion County, requires plumbers who tap or connect to its water mains to post a $25,000 bond. The bond is a system-protection guarantee: it stands behind your compliance with the utility’s connection standards and rules.

It is a three-party arrangement: you (the principal), the surety carrier, and Citizens Water (the obligee). If a plumber damages the system, makes a non-compliant connection, or violates the utility’s rules, Citizens Water can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Plumbers who connect to spec treat the bond as a registration formality, and we keep your $25,000 filing continuous.

Citizens Water (Indianapolis)Citizens Water — the public charitable trust water utility serving Indianapolis and Marion County — requires a $25,000 plumber bond as a condition of registering to work on connections to its water system. The bond amount and terms are set by Citizens Water. Confirm registration details with the utility — we issue the executed $25,000 bond.

You need this bond if you are

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A plumber registering with Citizens Water to connect to the Indianapolis water system
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Renewing your Citizens Water registration and your bond is expiring or non-renewed
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A plumbing contractor tapping or connecting to Citizens Water mains
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Moving into the Indianapolis market and getting set up to work the water system
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Citizens Water. Your executed bond arrives by email, ready to file with Citizens Water for your plumber registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Citizens Water plumber bond?The premium is $125 flat, set by our carrier’s rate book for this fixed $25,000 bond amount — the same for every plumber. The $25,000 is set by the utility, so there is no quote process.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety’s maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase — many plumbers finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most fixed-amount license bonds like this one approve instantly.
When does it renew?The bond must stay active for as long as you are registered with Citizens Water. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Citizens Water registration today.

$125 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$125
Apply now →