The City of Gary requires a $5,000 bond to license and work as a contractor in the city. At 3%, that lands at our $275 minimum — the same for every contractor. Five-minute application, no credit check on this bond.
















A contractor license bond is among the simplest things in surety. Here's the entire process:
Business details and an effective date. That is the application — no financials, no credit check section.
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your City of Gary contractor license. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, which is below our $275 minimum, so the premium is $275 per term. Fixed amount, fixed price, multi-year if you want it.
Indiana has no statewide contractor license, so contractor requirements are set locally. The City of Gary conditions a contractor license on a $5,000 surety bond as a guarantee that you will follow city building and permit rules.
It's a three-party guarantee: you (the principal), the surety carrier, and the City of Gary (the obligee). If you violate the city's contractor or building ordinances — abandon a permitted job or leave city work unfinished — the city can recover against the bond.
It is not insurance for you. If the surety pays a claim, you repay the surety. Contractors who pull and close their permits cleanly treat the $5,000 bond as a license formality.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.