The City of Urbana, home to the University of Illinois' Urbana-Champaign campus, requires anyone excavating, obstructing, or otherwise working within a public street or right-of-way to file a $10,000 surety bond before the City issues the permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A city right-of-way permit bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with Urbana's permitting office alongside your right-of-way permit application. Wet-ink original mailed on request.
Like most Illinois municipalities, Urbana conditions work that disturbs a public street, sidewalk, or right-of-way on a permit backed by a $10,000 surety bond. The bond stands behind the applicant's obligation to restore the public way to the City's standard once the work is done.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Urbana (the obligee), with the City and the traveling public as the protected parties. If excavation or obstruction work is left unrepaired or otherwise fails to meet the City's permit conditions, the City can recover against the bond up to the $10,000 penal sum to fund the restoration.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond only needs to stay active for the permitted project, so most applicants buy a single term rather than a multi-year one.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.