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Sandwich street & public way bonds.
$100 flat.

The City of Sandwich, a DeKalb County community, requires a contractor performing street, sidewalk, curb, or other public-way construction work to file a $10,000 surety bond with the City before the Building & Zoning Department will issue the permit. Ours is $100 flat. The bond issues the moment you pay — no credit check.

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Required before a permit for work in a Sandwich street, sidewalk, or public way is issued
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Sandwich street & public way bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A city public-way construction bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City

Your executed bond and power of attorney arrive by email, ready to file with Sandwich's Building & Zoning Department alongside your public-way permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Sandwich, like most Illinois municipalities, conditions any construction work inside a public street, sidewalk, curb, or other public way on a permit — and that permit is conditioned on the applicant first filing a $10,000 surety bond with the City. No permit for work touching public infrastructure is issued without it.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Sandwich (the obligee), with the City and the traveling public as the protected parties. If permitted work damages a street, sidewalk, curb, or other public-way improvement and the contractor doesn't make it right, the City can recover repair costs against the bond up to the $10,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond generally needs to stay active for the life of the permitted work, so confirm your specific term and any restoration deadline with the Building & Zoning Department before you begin.

City of Sandwich — Building & Zoning DepartmentSandwich's public-way construction bonding requirement is administered by the City's Building & Zoning Department rather than by a state statute — Illinois does not license this kind of work at the state level, and Illinois cities set their own permit conditions for construction in the public right-of-way. We could not independently verify a citable municipal-code section number for this specific requirement from a source we could fetch, so confirm the current bond amount and any permit conditions directly with the Building & Zoning Department before you apply.

You need this bond if you're

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Pulling a Sandwich permit for street, sidewalk, or curb work as a contractor or property owner's hired contractor
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Opening a public way to install or repair a utility connection that crosses City-owned infrastructure
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A contractor new to the Sandwich market taking on your first local public-way job
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Renewing a bond that is expiring while your permitted work is still open
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. Your executed bond and power of attorney arrive by email, ready to file with Sandwich's Building & Zoning Department alongside your public-way permit application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Sandwich, Illinois street and public way bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $10,000 bond amount is set by the City, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Permit bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
What work does this bond cover?Construction work that touches a City street, sidewalk, curb, or other public way — cuts, restorations, new sidewalk or curb installation, and similar work performed under a City permit. It does not replace any separate utility-company or IDOT permit that a job might also require.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Illinois bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Clear Sandwich's public-way permit desk today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →