IL public adjuster bonds.
$500. Five minutes.
Illinois requires every licensed public adjuster to file a $50,000 bond with the Department of Insurance — the amount rose from $20,000 on January 1, 2024. Ours is $500 flat, issued instantly. License bonds like this are the fastest thing we issue.
Trusted by industry leaders
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details, an effective date, and a one-time consent to a quick soft credit check. That's the application.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your license
Your executed bond arrives by email, ready to file with your Department of Insurance license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Illinois wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Illinois (the obligee), with your clients as the protected parties. If an adjuster commits fraud, an unfair practice, or otherwise harms a client, the harmed person can recover against the bond.
The bond must stay active for the life of your license. Let it lapse and you can be referred for action against the license — so we track it and notify you 60 and 30 days out, keeping your $50,000 filing continuous.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields, including a one-time consent to a quick soft credit check that never affects your score.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Illinois public adjuster bond? ▾
Why is the bond $50,000 now instead of $20,000? ▾
Do I pay the $50,000? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Illinois bonds.
Finish your license checklist today.
$500 flat, five-minute application, bond often issued in the same sitting. Free until issued.