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Illinois plasterers & cement masons Local 90 bonds.
$1,000 flat.

A plastering or cement masonry contractor signatory to Operative Plasterers and Cement Masons Local Union No. 90 agrees to remit wages and fringe benefit contributions to the local's funds on every covered hour worked. When the local requires a bond to secure that obligation, ours is $1,000 flat for the $25,000 bond.

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Required by OPCMIA Local Union No. 90 as security for a signatory contractor's wage and fringe benefit contributions — a union filing requirement, not an Illinois statute
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Fixed price, fixed amount — $25,000 bond, $1,000, no quote process
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Multi-year terms available — set it up once for up to 3 years
Instantissued the moment you paySoft pull onlynever a hard inquiryA-ratedA.M. Best carriers
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Price

How much does an Illinois plasterers & cement masons Local 90 bond cost?

$1,000 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A wage & fringe benefit bond for a single local is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, the effective date, and a one-time consent to a soft credit pull. No financials, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Wage & fringe benefit bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with Local 90

Your executed bond and power of attorney arrive by email, ready to file with OPCMIA Local Union No. 90's business office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Operative Plasterers and Cement Masons Local Union No. 90, based in the Troy, Illinois area, is affiliated with the Operative Plasterers' and Cement Masons' International Association (OPCMIA). A signatory plastering or cement masonry employer agrees, under its collective bargaining agreement with the local, to remit wages and fringe benefit contributions — health & welfare, pension, and related funds — on every hour a covered employee works. When the local requires a bond to secure that obligation, this is the filing.

It's a three-party arrangement: you (the principal), the surety carrier, and OPCMIA Local Union No. 90 or its trust funds (the obligee), with the covered tradespeople's wage and benefit accounts as the protected interest. If a signatory employer falls behind on required payments, the local can make a claim against the bond to recover what is owed.

It is not insurance for you — if the surety pays a claim, you repay the surety. This is a private, contractual requirement set by the local and its trust agreement, not an Illinois statute or ordinance, so confirm the exact figure and filing address with the local's business office before applying.

OPCMIA Local Union No. 90 (CBA / trust agreement — not an Illinois statute)This bond is required under the collective bargaining agreement and trust arrangements governing OPCMIA Local Union No. 90's jointly administered benefit funds, not by an Illinois statute or regulation. It secures a signatory contractor's obligation to remit wages and fringe benefit contributions on covered hours worked. Confirm your required bond amount and filing details directly with the local's business office.

You need this bond if you're

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A plastering or cement masonry contractor signing on as signatory with OPCMIA Local Union No. 90
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Asked by the local to post security for your wage or fringe benefit contributions
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A new signatory employer establishing a contribution history with the local
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Renewing an existing contribution bond at the local's request
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Local 90. Your executed bond and power of attorney arrive by email, ready to file with OPCMIA Local Union No. 90's business office. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $1,000 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields, including a one-time consent to a soft credit pull that never affects your score.

Start the application →
FAQ

Common questions.

How much is the Plasterers & Cement Masons Local 90 bond?The premium is $1,000 flat — set by our carrier's rate book for this bond, the same for every signatory employer. The $25,000 bond amount is set by the local's filing requirement, so there is no quote process.
Do I pay the $25,000?No. You pay $1,000. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Wage & fringe benefit bonds like this are among the thousands of bond types that issue right after purchase — many employers finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Who do I file the bond with?You file the executed bond with OPCMIA Local Union No. 90's business office — not a state agency. The local's trustees hold and administer the wage and fringe benefit funds this bond secures.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Illinois bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

File your Local 90 wage & fringe benefits bond today.

$1,000 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$1,000
Apply now →