McCook contractor license bonds.
$100 flat.
The Village of McCook, a small Cook County community along the Sanitary and Ship Canal, requires a contractor to file a $10,000 surety bond before the Village will issue a building permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.
Trusted by industry leaders
How much does a McCook contractor license bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
A small-village contractor registration bond is about the simplest filing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Registration bonds like this are among the thousands of bond types that issue right after purchase.
File with the Village
Your executed bond and power of attorney arrive by email, ready to file with McCook Village Hall alongside your permit application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
McCook is a home-rule Illinois village, and like most Illinois municipalities it does not rely on a statewide contractor license — it conditions its own building-permit process on a contractor first posting a $10,000 surety bond with the Village. No permit for work inside village limits is issued to an unbonded contractor.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of McCook (the obligee), with property owners and the Village itself as the protected parties. If a bonded contractor's work causes damage the Village's licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. The carrier's own filing for this bond notes a statutory calendar-year renewal, regardless of the effective date you pick, so build that date into your compliance calendar rather than assuming a one-year-from-purchase cycle.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The bond runs to December 31 whatever day you buy; the premium covers the period to that date.
Renewal falls on the statutory date, December 31, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Village. Your executed bond and power of attorney arrive by email, ready to file with McCook Village Hall alongside your permit application. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Illinois bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Clear McCook's permit desk today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.