Mattoon contractor bonds.
$100 flat.

The City of Mattoon, a Coles County city in central Illinois, requires a contractor certificate of registration before certain trades can work inside city limits, and conditions it on a $10,000 surety bond filed with the Community Development and Code Enforcement office. Ours is $100 flat — the price you see is the checkout price. The application collects no credit information, and most applicants approve instantly.

Required to hold a City of Mattoon contractor certificate of registration before performing licensed trade work
Fixed price, fixed amount — $10,000 bond, $100, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A city contractor registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City

Your executed bond and power of attorney arrive by email, ready to file with Mattoon's Community Development office alongside your registration application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Illinois does not license general contractors at the state level, and Mattoon's own code requires certain contractors — plumbing and electrical among them — to register with the City Clerk and hold a certificate of registration before working in the city. That registration is conditioned on a $10,000 surety bond.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mattoon (the obligee), with property owners and the City's building code as the protected interest. If a bonded contractor's work causes damage the registration requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your registration, so we track it and notify you 60 and 30 days out to keep your $10,000 filing continuous.

City of Mattoon — Community Development and Code EnforcementMattoon's Code of Ordinances requires certain trade contractors — including plumbing and electrical contractors — to register with the City before engaging in business inside city limits, on a $10,000 surety bond. A specific ordinance section number applicable to your trade class was not independently verifiable from a source we could directly confirm at publication, so confirm your registration class and current bond amount with Community Development and Code Enforcement (217-234-7367) before applying.

You need this bond if you're

Registering as a contractor in Mattoon for the first time
Renewing your City contractor registration before your current bond lapses
A contractor new to the Mattoon market bidding or booking your first local job
Reinstating a lapsed registration that needs a fresh bond filing to pull permits again

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Mattoon, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $10,000 bond amount is set by the City, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Which trades does this cover?Mattoon's registration requirement applies to specific trades, plumbing and electrical among them. Confirm with Community Development and Code Enforcement that your specific trade needs this City registration before you apply.
Related bonds

Other Illinois bonds.

Clear Mattoon's registration desk today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →