Harwood Heights contractor bonds.
$100 flat.

Any contractor doing work in the Village of Harwood Heights must hold a contractor's license from the Building Department, backed by a $10,000 surety bond. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.

Required for a contractor's license to do work in Harwood Heights
Fixed price, fixed amount — $10,000 bond, $100, no quote process
Licenses run May 1 to April 30 every year — align your term to that cycle
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A village contractor licensing bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to file with the Harwood Heights Building Department alongside your contractor's license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Harwood Heights is a home-rule Illinois village, and like most Illinois municipalities it does not rely on a statewide contractor license — its Building Department issues its own contractor's license, conditioned on a $10,000 surety bond. No work by a general contractor, subcontractor, or other construction trade proceeds in the village without a current license.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Harwood Heights (the obligee), with property owners and the Village itself as the protected parties. If a licensed contractor's work causes damage the licensing requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Harwood Heights licenses run on a fixed May 1 through April 30 cycle rather than one year from your purchase date, so plan your renewal around that date, not your purchase date.

Village of Harwood Heights — Building DepartmentHarwood Heights' contractor licensing requirement — including the $10,000 bond and the May 1-to-April 30 license year — is published by the Village's Building Department rather than cited to a specific codified section number in a source we could independently verify. Confirm the current bond amount and license terms directly with the Building Department (708-867-7200) before you apply.

You need this bond if you're

Applying for a Harwood Heights contractor license as a general contractor, subcontractor, or trade contractor
Renewing your license before May 1 when the current license year ends
A contractor new to the Harwood Heights market bidding or booking your first local job
Reinstating a lapsed license that needs a fresh bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Harwood Heights, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $10,000 bond amount is set by the Village, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
When does my license actually expire?Harwood Heights licenses run May 1 through April 30 every year, regardless of the effective date you pick. We'll flag the real renewal date on your bond documents so it does not catch you off guard.
Related bonds

Other Illinois bonds.

Clear Harwood Heights' licensing desk today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →