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Collinsville liquor license bonds.
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Every applicant for a City of Collinsville liquor license must deliver a $2,000 surety bond to the City with the application, under Municipal Code § 5.08.320(A). It is separate from the dram shop insurance the City also requires. The City fixes the amount; we underwrite the bond and a surety specialist returns a quote.

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Required by Collinsville Municipal Code § 5.08.320(A) — filed with the application, before the license issues
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Applies to each and every liquor license applicant, from Class A taverns to caterers and event spaces
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Licenses run by calendar year — renewals are due to the City Clerk by November 15
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Price

How much does a Collinsville liquor license bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

Bond in hand before the application goes in.

Collinsville wants the bond delivered with the application, not after. Here is the whole process on our side:

TODAY · ONE APPLICATION

Apply online

The licensee’s legal name exactly as it will appear on the liquor license — individual, partnership or corporation — plus the premises and effective date. No credit section.

WITHIN 1 BUSINESS DAY

A specialist quotes it

A surety specialist reviews the application and returns your premium. The $2,000 amount is set by the City; underwriting only prices it.

ON PAYMENT

File with the City Clerk

Your executed bond and power of attorney arrive by email, ready to deliver with your liquor license application to the City Clerk’s Office, 125 South Center. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Collinsville makes it unlawful to sell or offer alcoholic liquor at retail in the City without a City liquor license (Municipal Code § 5.08.250), and requires a separate license for each class at a premises and for each location. The Mayor serves as Local Liquor Commissioner (§ 5.08.210), and applications are filed in the office of the City Clerk (§ 5.08.300).

Under § 5.08.320(A), each and every applicant must, with the application and before the license issues, execute and deliver a $2,000 bond to the City as obligee. The bond is conditioned on faithful performance of the City Code and the Illinois laws on the sale of alcoholic liquor, and on payment of related taxes, fines and penalties. The surety’s maximum liability is limited to the $2,000 penalty.

It is a three-party arrangement: the licensee (the principal), the surety, and the City of Collinsville (the obligee). The bond is not your dram shop coverage — § 5.08.320(B) separately requires a certificate of liquor liability insurance under 235 ILCS 5/6-21 naming the City as certificate holder. It is not insurance for you — if the surety pays a claim, you repay the surety.

Collinsville Municipal Code § 5.08.320 (Bond; exemption; insurance)Collinsville Municipal Code § 5.08.320(A): each and every applicant for a license under the Liquor Code shall, with the application and prior to issuance, execute and deliver a bond in the penal sum of $2,000 to the City as obligee, conditioned for the faithful performance of the Code and the state laws on the sale of alcoholic liquor and the payment of all taxes, fines and penalties arising from violations; the maximum liability on the bond is limited to $2,000. Section 5.08.320(B) separately requires a liquor liability insurance certificate listing the City as certificate holder. Under § 5.08.340 each license terminates at the end of the calendar year for which it was issued, and § 5.08.390 requires renewal applications to be filed with the City Clerk on or before November 15, with a late filing fee after that date.

You need this bond if you’re

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Opening a bar, restaurant or package store in Collinsville and applying for your first City liquor license
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Renewing for the next calendar year and your bond needs to be in force through December 31
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Adding a class or a second location — each class and each premises is a separate license
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A partnership or corporation licensee — the bond is issued in the licensee’s legal name
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

File with the City Clerk. Your executed bond and power of attorney arrive by email, ready to deliver with your liquor license application to the City Clerk’s Office, 125 South Center. Wet-ink original mailed on request.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one specialist review.

These are the actual issuing fields — no credit section, because this application doesn’t collect credit information. Submit once and a surety specialist returns your quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Collinsville, Illinois liquor license bond?It is the $2,000 surety bond Collinsville Municipal Code § 5.08.320(A) requires every liquor license applicant to deliver to the City with the application. It guarantees the licensee follows the City Liquor Code and Illinois liquor law and pays related taxes, fines and penalties.
Who sets the bond amount, and what will I pay?The City does — the Code sets one $2,000 bond amount for every applicant, and the surety’s liability is capped there. You do not pay the $2,000. Your premium is quoted by a surety specialist after a short review, usually within one business day.
Will I need collateral?That is decided at underwriting, and we tell you before you commit to anything. The Code offers no cash or letter-of-credit alternative to the bond, so the surety bond is how the requirement is met.
Is there a credit check?No. The bond issues the moment you pay — no credit review of any kind, not even a soft pull. The application collects no credit information and no Social Security number.
Is this the same as dram shop insurance?No. Section 5.08.320(B) separately requires a liquor liability (dram shop) insurance certificate naming the City as certificate holder. The $2,000 bond guarantees your compliance to the City; the insurance covers liability claims. You need both.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get your Collinsville liquor bond quoted.

One short application and a specialist quote, usually within one business day. No credit review of any kind. Free until issued.

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