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Batavia pawnbroker bonds.
$100 flat.

The City of Batavia requires a pawnbroker to post a $1,000 surety bond in favor of the City as part of its municipal pawnbroker licensing. Ours is $100 flat, the price you see is the checkout price, and the bond issues the moment you pay. No credit check.

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Required for a City of Batavia pawnbroker license under the City’s municipal licensing requirements
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Fixed price, fixed amount — $1,000 bond, $100 flat, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissuance at checkout$100 flatsame price at checkout
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Batavia pawnbroker bond cost?

$100 at the $1,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Municipal pawnbroker bonds are among the simplest filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, an effective date, and a term. That is the application. No credit check.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.

SAME DAY

File with the City of Batavia

Your executed bond arrives by email, ready to file with your pawnbroker license paperwork at City Hall. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Batavia licenses pawnbrokers at the municipal level, and the license comes with a $1,000 surety bond in favor of the City. The bond backs your compliance with the City's pawnbroker regulations — the record-keeping, holding-period, and conduct rules that protect people who pledge property with a pawnshop.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Batavia (the obligee). If the City or a resident sustains a loss because a licensed pawnbroker violates the licensing rules, recovery can be made against the bond up to the $1,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Note that Illinois pawnbrokers are also licensed at the state level under the Pawnbroker Regulation Act of 2023 (205 ILCS 511); Batavia's municipal bond is a separate, local requirement, and the license can't issue without it. We track the term and send renewal notices 60 and 30 days out.

City of Batavia municipal licensingThe $1,000 pawnbroker bond is required by the City of Batavia as a condition of its municipal pawnbroker license — confirm the current filing requirements with the Batavia City Clerk. State-level pawnbroker licensing runs separately through IDFPR under the Pawnbroker Regulation Act of 2023 (205 ILCS 511).

You need this bond if you're

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Opening a pawnshop in Batavia — the bond files with your municipal license application
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Renewing a Batavia pawnbroker license — the bond must stay on file with the City
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A secondhand or precious-metal dealer whose Batavia operations include pawnbroking
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Reinstating a license that lapsed with an expired bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Batavia. Your executed bond arrives by email, ready to file with your pawnbroker license paperwork at City Hall. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $1,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.

Start the application →
FAQ

Common questions.

How much is the Batavia pawnbroker bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every pawnbroker. The $1,000 bond amount is set by the City of Batavia, so there is no quote process, and the price you see is the checkout price.
Do I pay the $1,000?No. You pay $100. The $1,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?This bond is checkout-priced, so it issues the moment you pay — your e-signed bond and power of attorney arrive by email, ready to file with the City of Batavia.
Is this the same as the Illinois state pawnbroker license?No. Illinois licenses pawnbrokers statewide through IDFPR under the Pawnbroker Regulation Act of 2023, and Batavia layers its own municipal license on top. This $1,000 bond satisfies the City of Batavia's local requirement — confirm your full checklist with the City Clerk.
Is there a credit check?No credit check: the application collects no credit information. The price stays $100 flat either way.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your Batavia license file today.

$100 flat, issued the moment you pay, no credit check. Free until issued.

Your price$100
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