ID vehicle ownership bonds.
From $100. Enter your amount.

When you can't prove ownership of a vehicle, Idaho lets you get a bonded title — file a surety bond under Idaho Code § 49-523 and the Transportation Department issues the title. Premiums start from $100, and your exact price appears at the application; the amount is 1.5× the vehicle's appraised value.

For owners with missing or insufficient proof of ownership under Idaho Code § 49-523
Amount is 1.5× the vehicle's appraised value — from a licensed Idaho dealer appraisal (form ITD 3504)
From $100 — the application collects no credit information; enter your bond amount and your exact price appears at the application
From $100premium varies by amountInstantapproval for mostNo SSNin the application
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard ownership bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, so most applicants are approved and the executed bond is generated as soon as you pay. If a check does run on a larger amount, it is a soft pull that never touches your score.

SAME DAY

File with the DMV

Take the executed bond, your appraisal and VIN inspection (form ITD 3504), and your application to the county DMV for your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or insufficient, Idaho lets you establish ownership with a bonded title under Idaho Code § 49-523. You post a surety bond, the Transportation Department issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is 1.5 times the vehicle's current appraised value. You establish value with a vehicle appraisal and VIN inspection from a licensed Idaho dealer on form ITD 3504, then multiply by 1.5 to get the bond amount.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The Idaho bonded title is valid for three years, after which a clean (non-bonded) certificate of title issues if no valid claim was made.

Idaho Code § 49-523 (form ITD 3504)Idaho Code § 49-523 lets an applicant with insufficient proof of ownership obtain a certificate of title by filing a surety bond with the Transportation Department in an amount equal to one and one-half (1.5) times the vehicle's appraised value. Value and the VIN are established by a licensed Idaho dealer on form ITD 3504. The bonded title is valid for three years, after which a clean title issues if no valid claim is made.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding insufficient ownership documents the DMV will not accept as proof
Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle's value) — the executed bond is generated instantly, ready to take to the DMV.

Start the application →
FAQ

Common questions.

How much is the Idaho vehicle ownership bond?Premiums start from $100 and scale with your bond amount. The bond amount is 1.5× the vehicle's appraised value, so smaller vehicles land near the $100 minimum and the premium scales up from there. Enter your amount at the application and your exact price appears.
How do I figure out the bond amount?It's one and one-half times the vehicle's appraised value. Get a vehicle appraisal and VIN inspection from a licensed Idaho dealer on form ITD 3504, then multiply the appraised value by 1.5.
Who requires this bond?The Idaho Transportation Department, as part of the bonded-title process under Idaho Code § 49-523, when you cannot provide sufficient proof of ownership for a vehicle.
Is there a credit check?The application collects no credit information, so most applications approve instantly. If a check does run — most often on larger bond amounts — it is a soft pull that never affects your credit score.
How long does the bond last?An Idaho bonded title is valid for three years. If no valid ownership claim is made during that period, a clean (non-bonded) certificate of title issues at the end.
Related bonds

Other Idaho bonds.

Bonded title, issued today.

Premiums from $100. Enter your amount and take it to the DMV the same day.

Your premiumfrom $100
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