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Georgia tobacco distributor bonds.
From $100.

A Georgia tobacco distributor that buys tax stamps on account posts a bond with the Department of Revenue under O.C.G.A. § 48-11-16. The commissioner sets the amount, sized to your stamp purchases — pricing starts from $100, and no credit check up to $10,000.

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Required to buy cigarette tax stamps on account under O.C.G.A. § 48-11-16
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Amount set by the commissioner — sufficient to secure the stamps you take on account
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Pricing from $100 — enter your required amount at the application to see your exact price
From $100most applicants near minimumInstantapproval for mostNo credit check up to $10,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Georgia tobacco distributor bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard tobacco bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the state required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $10,000. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Department of Revenue

Submit the executed bond with your tobacco distributor permit. Wet-ink originals mailed whenever the state insists on them.

About this bond

What it is and who needs it.

What the tobacco bond actually covers

Georgia taxes cigarettes through a tax stamp affixed to each pack. Under O.C.G.A. § 48-11-16, the commissioner can permit a licensed distributor to buy stamps on account rather than paying up front — but only if the distributor posts a bond securing payment for the stamps delivered.

The amount is set by the commissioner — sufficient, in the commissioner's opinion, to secure the stamps you take on account. The bond is conditioned on you paying all taxes, fees, penalties, and interest and complying with the Department of Revenue's rules. Stamps bought on account are due by the 20th of the following month.

It is a three-party arrangement: you (the principal), the surety, and the State of Georgia (the obligee). If you fail to pay for stamps taken on account, the state recovers against the bond — and if the surety pays, you repay the surety. We issue the amount the commissioner set; pricing starts from $100 and no credit check up to $10,000.

O.C.G.A. § 48-11-16Under O.C.G.A. § 48-11-16, the State Revenue Commissioner may permit licensed tobacco distributors to purchase cigarette tax stamps on account only if they post security — a surety bond, cash, or approved negotiable securities — in an amount the commissioner deems sufficient to secure payment for stamps delivered on account. Confirm your required amount with the Department of Revenue.

You need this bond if you are

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A licensed tobacco distributor buying cigarette tax stamps on account
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Applying for stamp-purchase-on-account privileges with the Department of Revenue
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Increasing your stamp volume and resizing the bond the commissioner requires
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Renewing a distributor permit whose bond is expiring or was released
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renewal falls on the statutory date, June 30, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed bond with your tobacco distributor permit. Wet-ink originals mailed whenever the state insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the commissioner set — the executed bond is generated instantly, ready to file with the Department of Revenue.

Start the application →
FAQ

Common questions.

How much is the Georgia tobacco bond?Pricing is variable, starting from $100. The amount itself is set by the State Revenue Commissioner, sized to secure the cigarette tax stamps you buy on account. Enter that figure at the application to see your exact price.
Why does Georgia require it?It backs the tax stamps a distributor buys on account before paying for them. Under O.C.G.A. § 48-11-16, the commissioner only grants stamp-purchase-on-account privileges to distributors who post a bond securing payment.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
How is my amount set?The State Revenue Commissioner sets it — an amount sufficient, in the commissioner's opinion, to secure the stamps you take on account. Send us your Department of Revenue notice and we'll confirm.
Where do I file it?With the Georgia Department of Revenue, alongside your tobacco distributor permit. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Tobacco bond, issued today.

Pricing from $100. Enter the amount the commissioner set and file the same day.

Your premiumfrom $100
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