GA used car dealer bonds.
$1,050 flat. Soft pull.

Georgia requires every licensed used motor vehicle dealer to file a $35,000 bond with the State Board of Used Motor Vehicle Dealers, under O.C.G.A. § 43-47-8. Ours is $1,050 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your GA used dealer license — new applicants and renewals through the Secretary of State
Fixed amount, fixed price — $35,000 bond, $1,050, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the board

Pay online and receive the executed bond ready to file with your used dealer license application. Georgia dealer bonds commonly share a September 30 expiration in even-numbered years — confirm the dating with the board. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$35,000 bond × 3% = $1,050, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,050
2-year term
$2,100
3-year term
$3,150
About this bond

What it is and who needs it.

What the bond actually guarantees

Georgia licenses used car dealers through the State Board of Used Motor Vehicle Dealers, administered by the Secretary of State, and conditions the license on a $35,000 surety bond under O.C.G.A. § 43-47-8. The bond is a consumer-and-public-protection guarantee: it stands behind clear title and your compliance with Georgia's dealer laws.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Georgia together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, commits fraud, or fails to pay required taxes and fees, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Georgia used dealer bonds commonly carry a common expiration of September 30 in even-numbered years, so a new bond may be prorated to that date.

O.C.G.A. § 43-47-8Georgia used motor vehicle dealers are licensed by the State Board of Used Motor Vehicle Dealers (Office of Secretary of State) and must file a $35,000 surety bond under O.C.G.A. § 43-47-8, conditioned on compliance with the dealer laws. These bonds commonly share a September 30 expiration in even-numbered years — confirm the dating on your application.

You need this bond if you're

Applying for a GA used dealer license — retail, wholesale, or auction
Renewing your dealer license and your current bond is expiring or non-renewing
Adding a location the board ties to a separate bond filing
Moving to Georgia from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $35,000? +
No. You pay $1,050 — the flat 3% of the bond amount. The $35,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Georgia State Board of Used Motor Vehicle Dealers, administered by the Secretary of State, requires it as a condition of a used dealer license under O.C.G.A. § 43-47-8. No active bond, no license.
What does the bond guarantee? +
That you deliver clear title, handle customer funds properly, pay required taxes and fees, and follow Georgia dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. Georgia dealer bonds commonly share a September 30 expiration in even years, so your bond may be dated to that. We send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

The board is waiting on one document.

$1,050 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,050
Apply now →