GA certificate of title bonds.
Flat 3%. Enter your amount.
When you can't prove ownership of a vehicle, Georgia lets you get a bonded title — file a surety bond under O.C.G.A. § 40-3-28 (form MV-46) and the Department of Revenue issues the title. We write it at a flat 3%; the amount is twice the vehicle's value, $5,000 minimum.
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Apply to bonded title in one sitting.
No long underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the tag office. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (twice the vehicle's value) — that is the entire application. A one-time soft credit pull may apply on larger amounts.
Issued
Smaller amounts issue right after payment; larger amounts may get a quick soft-pull review that never affects your score.
File with the tag office / DOR
Take the executed bond (form MV-46) and your supporting documents to your county tag office to get your bonded title. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is twice the vehicle's value, $5,000 minimum — enter it and the premium updates.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Georgia lets you establish ownership with a bonded title under O.C.G.A. § 40-3-28. You post a surety bond, the Department of Revenue issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim.
The bond amount is twice the vehicle's current value, with a $5,000 minimum. The Department of Revenue (or your authorized county tag agent) sets the value — it commonly uses Black Book. You file the bond on form MV-46 with your title application.
If a prior owner, lienholder, or later purchaser proves a better claim and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. Georgia title bonds typically run a four-year term, after which a clean title issues if no valid claim was made.
You need this bond if you are
Five minutes, ready for the tag office.
Submit the application with your bond amount (twice the vehicle's value, $5,000 minimum). Larger amounts include a one-time soft credit pull that never affects your score.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Bonded title, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the tag office.