GA remainderman bonds.
Flat 3%. Soft pull.
When a Georgia life tenant needs to sell, encumber, or use the corpus of property in a way that could harm the people entitled to it afterward, a court may require a bond to protect the remainder interest. We issue it at a flat 3% — one soft credit pull, never affecting your score, and the rate stays 3% either way.
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Three steps to filed.
Court bonds are straightforward once the order sets the amount — enter it, consent to a soft pull, and file. Here is the whole thing:
Apply online
Your details, the bond amount the court ordered, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
File with the court
Receive the executed bond, ready to file with the court that ordered it. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. A soft credit pull affects approval, never the price. Enter the court-set amount and the premium updates.
What it is and who needs it.
What the remainderman bond actually protects
Under Georgia life-estate law (O.C.G.A. Title 44, Chapter 6), a life tenant holds the present right to use property for life, and the remaindermen own the interest that takes effect when the life estate ends. The life tenant owes the remaindermen a duty of ordinary care to preserve the property and commit no act causing permanent injury to their interest.
When a life tenant wants to sell, encumber, or consume the corpus — or otherwise act in a way that could diminish what the remaindermen receive — a court may condition that action on a surety bond protecting the remainder interest. The bond stands behind the value owed to the remaindermen if the life tenant's actions cause them loss.
Because the amount and the exact condition come from the court's order, there is no single statutory figure — enter the amount the court set. This is a court (fiduciary) bond, not a credit product; we issue it at a flat 3% with one soft credit pull that informs approval, never price.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Remainderman bond, on file this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the court-set amount and file in 1–2 business days.