Not in Georgia? Public official bonds in other states

Georgia public official bonds.
From $100.

Georgia requires many public and county officers to file an official bond under O.C.G.A. Title 45, Chapter 4, with the amount fixed by statute or the county governing authority. Pricing is 0.35% of the bond amount, $100 minimum — one soft credit pull for approval, never affecting your score, and your exact price appears at the application.

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Required for many county and public officers under O.C.G.A. Title 45, Chapter 4 (Official Bonds)
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Amount set by statute or governing authority — e.g., $25,000 for sheriffs, up to $100,000 for tax commissioners
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Soft credit pull only — never a hard inquiry, never affects your score — priced at 0.35% of the bond amount, $100 minimum
0.35% rate$100 minimum, priced by bond amountSoft pullnever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to filed.

Official bonds are straightforward — enter your amount, consent to a soft pull, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the office, the bond amount required, and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.

SAME DAY

File with the approving authority

Receive the executed official bond, ready to file with the judge of probate court, county governing authority, or other approving officer named by statute. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the official bond actually guarantees

Georgia conditions many public offices on an official bond under O.C.G.A. Title 45, Chapter 4. The bond is the officer's guarantee of the faithful performance of the duties of the office and the honest handling of public funds — protecting the public and the government the officer serves.

Amounts are set by the specific statute or the governing authority. For example, a sheriff's bond is $25,000 (O.C.G.A. § 15-16-5), increasable by local act; a tax collector's or tax commissioner's bond is fixed by the county governing authority and may run up to $100,000 (O.C.G.A. § 48-5-122). For county officials, the statute requires a corporate surety and the county pays the premium (O.C.G.A. § 45-4-7).

It is not insurance for the officer — if the surety pays a claim for a breach of duty, the officer (and any indemnitors) repay the surety. Because the amount depends on the office, enter the figure your statute or authority requires and apply — pricing starts from $100 and your exact price appears before you pay.

O.C.G.A. Title 45, Chapter 4 (Official Bonds)Georgia's Official Bonds law (O.C.G.A. Title 45, Chapter 4) governs bonds for public officers, conditioned on faithful performance of the office. Amounts come from the office-specific statute or governing authority — e.g., $25,000 for sheriffs (§ 15-16-5, increasable by local act) and up to $100,000 for tax collectors/commissioners (§ 48-5-122). For county officials, § 45-4-7 requires a corporate surety and the county pays the premium. Confirm your required amount and approving authority.

You need this bond if you are

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A county officer — sheriff, clerk, tax commissioner, treasurer, or similar
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A newly elected or appointed official who must file an official bond before taking office
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A notary, deputy, or other officer whose statute conditions the role on a bond
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Renewing or re-bonding for a new term of office

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Georgia public official bond?The price is 0.35% of the bond amount, $100 minimum — set by the bond amount, not a credit or underwriting tier. The bond amount is set by the statute for your office or by the county governing authority. Enter that figure and apply to see your exact price.
Who sets the bond amount?The relevant statute or the governing authority. For example, a sheriff’s bond is $25,000 (increasable by local act), and a tax collector’s or commissioner’s bond can run up to $100,000 as fixed by the county. Confirm your figure with the approving authority.
Who pays the premium?For county officials, O.C.G.A. § 45-4-7 requires the county to pay the premium out of county funds. Check with your county on reimbursement — we issue the bond either way.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval; the price itself is 0.35% of the bond amount, $100 minimum.
Where do I file the bond?With the approving officer named by your statute — often the judge of the probate court or the county governing authority. We deliver the executed official bond ready to file.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Georgia bonds.

Official bond, on file this week.

From $100, soft pull only. Enter your amount and file the same day.

Your premiumfrom $100
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