GA public official bonds.
Flat 3%. Soft pull.

Georgia requires many public and county officers to file an official bond under O.C.G.A. Title 45, Chapter 4, with the amount fixed by statute or the county governing authority. We issue it at a flat 3% — one soft credit pull, never affecting your score, and the rate stays 3% either way.

Required for many county and public officers under O.C.G.A. Title 45, Chapter 4 (Official Bonds)
Amount set by statute or governing authority — e.g., $25,000 for sheriffs, up to $100,000 for tax commissioners
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Official bonds are straightforward — enter your amount, consent to a soft pull, and file. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the office, the bond amount required, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

File with the approving authority

Receive the executed official bond, ready to file with the judge of probate court, county governing authority, or other approving officer named by statute. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. A soft credit pull affects approval, never the price. Enter your amount and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the official bond actually guarantees

Georgia conditions many public offices on an official bond under O.C.G.A. Title 45, Chapter 4. The bond is the officer's guarantee of the faithful performance of the duties of the office and the honest handling of public funds — protecting the public and the government the officer serves.

Amounts are set by the specific statute or the governing authority. For example, a sheriff's bond is $25,000 (O.C.G.A. § 15-16-5), increasable by local act; a tax collector's or tax commissioner's bond is fixed by the county governing authority and may run up to $100,000 (O.C.G.A. § 48-5-122). For county officials, the statute requires a corporate surety and the county pays the premium (O.C.G.A. § 45-4-7).

It is not insurance for the officer — if the surety pays a claim for a breach of duty, the officer (and any indemnitors) repay the surety. Because the amount depends on the office, enter the figure your statute or authority requires and we issue at a flat 3%.

O.C.G.A. Title 45, Chapter 4 (Official Bonds)Georgia's Official Bonds law (O.C.G.A. Title 45, Chapter 4) governs bonds for public officers, conditioned on faithful performance of the office. Amounts come from the office-specific statute or governing authority — e.g., $25,000 for sheriffs (§ 15-16-5, increasable by local act) and up to $100,000 for tax collectors/commissioners (§ 48-5-122). For county officials, § 45-4-7 requires a corporate surety and the county pays the premium. Confirm your required amount and approving authority.

You need this bond if you are

A county officer — sheriff, clerk, tax commissioner, treasurer, or similar
A newly elected or appointed official who must file an official bond before taking office
A notary, deputy, or other officer whose statute conditions the role on a bond
Renewing or re-bonding for a new term of office

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Georgia public official bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is set by the statute for your office or by the county governing authority. Enter that figure and the quote updates.
Who sets the bond amount? +
The relevant statute or the governing authority. For example, a sheriff’s bond is $25,000 (increasable by local act), and a tax collector’s or commissioner’s bond can run up to $100,000 as fixed by the county. Confirm your figure with the approving authority.
Who pays the premium? +
For county officials, O.C.G.A. § 45-4-7 requires the county to pay the premium out of county funds. Check with your county on reimbursement — we issue the bond either way.
Is there a credit check? +
One soft credit pull, which never affects your score. It informs approval, not price — the rate is a flat 3% either way. Credit can affect whether we approve the bond, never what it costs.
Where do I file the bond? +
With the approving officer named by your statute — often the judge of the probate court or the county governing authority. We deliver the executed official bond ready to file.
Related bonds

Other New York bonds.

Official bond, on file this week.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and file in 1–2 business days.

Your premium @ 3%$750
Apply now →