Georgia postsecondary institution bonds.
From $100.

A Georgia nonpublic postsecondary school files a surety bond with GNPEC — the Nonpublic Postsecondary Education Commission — in an amount the Commission sets from your gross tuition, under O.C.G.A. § 20-3-250.10. Pricing is 1% of the bond amount, $100 minimum — enter your bond amount and your exact price appears at the application.

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Required for authorization to operate a nonpublic postsecondary school in Georgia

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Amount is based on gross tuition — about $1,000,000 of bonding per $10,000,000 of additional tuition

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1% of the bond amount, $100 minimum — enter the amount GNPEC set for your exact price

1% rate$100 minimum, priced by bond amountFastinstant underwriting for mostNo credit reviewnot even a soft pull

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How it works

Three steps. One sitting.

No underwriting queue for the standard institution bond — enter your amount, pay, and file with GNPEC. Here is the whole thing:

TODAY · ONLINE

Apply online

Your institution details, the bond amount GNPEC set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information — most applications approve instantly as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with GNPEC

Submit the executed bond with your authorization-to-operate application or renewal. The bond carrier must carry at least a B+ rating, which ours do. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the institution bond actually covers

Georgia authorizes nonpublic postsecondary schools through the Nonpublic Postsecondary Education Commission (GNPEC) under O.C.G.A. § 20-3-250.10. An applicant or renewing institution may be required to file a surety bond (rated at least B+) in an amount the Commission sets under its bond schedule.

The amount is based on the larger of the institution's prior-year or estimated current-year gross tuition, with roughly an additional $1,000,000 of bonding required for every $10,000,000 of additional gross tuition. The bond is conditioned to indemnify the Tuition Guaranty Trust Fund and any student who suffers loss from a violation of the statute.

Failure to keep the bond active results in suspension or termination of the authorization to operate. Because GNPEC sets the figure from your tuition, enter that amount and apply — pricing starts from $100, the application collects no credit information, and your exact price appears before you pay.

O.C.G.A. § 20-3-250.10 (GNPEC surety bonds)O.C.G.A. § 20-3-250.10 lets GNPEC require a nonpublic postsecondary institution to file a surety bond (minimum B+ rating) in an amount set under the Commission's schedule, based on the larger of prior-year or estimated current-year gross tuition (roughly $1,000,000 of bonding per $10,000,000 of additional tuition). The bond indemnifies the Tuition Guaranty Trust Fund and any student who suffers loss; failure to maintain it suspends or terminates the authorization. Confirm your amount with GNPEC.

You need this bond if you are

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A nonpublic college, career, or trade school seeking authorization to operate in Georgia

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Renewing your GNPEC authorization and your bond is expiring or your tuition changed

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An online or out-of-state institution GNPEC requires to bond for Georgia students

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Adjusting your bond amount after a change in gross tuition reset the requirement

One application, issued on the spot.

Submit the application with the bond amount GNPEC set — the executed bond is generated instantly, ready to file.

Start the application →

FAQ

Common questions.

How much is the Georgia postsecondary institution bond?The price is 1% of the bond amount, $100 minimum — set by the bond amount, not a credit or underwriting tier. GNPEC sets the bond amount from your gross tuition — roughly $1,000,000 of bonding per $10,000,000 of additional tuition. Enter the figure the Commission set and apply to see your exact price.

What does the bond protect?It indemnifies the Tuition Guaranty Trust Fund and any student or enrollee who suffers loss from a violation of the nonpublic postsecondary statute — for example, if a school closes mid-program. If the surety pays, the institution repays the surety.

Does my carrier need a rating?Yes — GNPEC requires the surety to carry at least a B+ rating from a recognized bond-rating agency. Our A.M. Best A-rated carriers meet that requirement.

Is there a credit check?The application collects no credit information for this bond. Most applications approve instantly. Larger bond amounts may get a quick review.

What happens if the bond lapses?GNPEC suspends or terminates the institution’s authorization to operate if the surety bond is not maintained. We send renewal notices 60 and 30 days out, with autopay available, so it stays continuous.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Georgia bonds.

Institution bond, issued today.

From $100. Enter the amount GNPEC set and file the same day.

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