GA money transmitter bonds.
From $100. Enter your amount.
Georgia requires every licensed money transmitter to maintain a surety bond under O.C.G.A. § 7-1-683.2 — starting at $100,000 and scaled by the Department of Banking and Finance to your average daily money transmission liability, up to $2,000,000. Filed through NMLS. The premium is 1% of the bond amount, $100 minimum — enter your required amount and your exact price appears at the application. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
No underwriting queue — enter your amount, pay, and file through NMLS. Here is the whole thing:
Apply online
Business details, the bond amount your license requires, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
Pricing is checkout-rated at 1% of the bond amount ($100 minimum), so the bond issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
The executed bond is delivered ready to associate with your Georgia license record via NMLS electronic surety bond tracking, satisfying the Department of Banking and Finance.
What it is and who needs it.
What the bond actually guarantees
Georgia licenses money transmitters through the Department of Banking and Finance, and O.C.G.A. § 7-1-683.2 requires each licensee to maintain a corporate surety bond of at least $100,000 — with the required amount scaled to the licensee's average daily money transmission liability and capped at $2,000,000. If your calculated liability outgrows the bond by more than 10% in a quarter, the statute requires you to add coverage promptly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Georgia (the obligee). The bond protects Georgia consumers whose money you hold in transit — if a transmitter fails to complete transmissions or otherwise violates the licensing article, claimants can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond is continuous, tracked electronically through NMLS, and cancellation takes effect only after notice to the Department — so keep it in force as long as you hold the license. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your bond amount, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Georgia bonds.
Money transmitter bond, issued today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.