GA resident’s fund bonds.
Flat 3%. Enter your amount.

A Georgia long-term care facility that holds residents’ personal funds must back those funds with a surety bond, under the Department of Community Health rules. The amount equals the funds you hold — we issue it at a flat 3%, $275 minimum, with one soft credit pull.

Required when a facility maintains residents’ personal funds under the Dept. of Community Health rules
Amount equals the total resident funds the facility holds — it scales with your trust balance
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
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Triple Five
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How it works

Apply to filed in one sitting.

Enter your amount, consent to a soft pull, and file with the Department of Community Health. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your facility details, the bond amount equal to the resident funds you hold, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

File with your permit

Pay online and receive the executed bond, ready to file with your Department of Community Health permit application or renewal. Wet-ink originals mailed whenever the agency insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the total resident funds you hold and the premium updates.

$25,000 bond
$750
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the resident’s fund bond actually covers

A Georgia long-term care facility — a nursing home, skilled nursing facility, or intermediate care home — that handles residents’ personal funds must back those funds with a surety bond, under the rules administered by the Department of Community Health. The bond is a safeguard for residents’ money.

It runs to the Commissioner of Community Health for the benefit of the residents whose funds the facility holds. It guarantees the facility faithfully accounts for all residents’ funds it receives or manages, and disburses them only as the residents request or the rules require. If a facility mishandles those funds, residents can recover against the bond.

The amount is equal to the total funds in the residents’ accounts the facility maintains, so it scales with your trust balance — if your balance grows, you increase the bond. It is not insurance for you: if the surety pays a valid claim, you repay the surety. We issue the amount you hold at a flat 3% with a soft credit pull.

Ga. Comp. R. & Regs. 111-8-50 et seq. (Dept. of Community Health)Georgia’s long-term care facility rules (administered by the Department of Community Health) require a facility that maintains residents’ personal funds to obtain a surety bond, payable to the Commissioner of Community Health, in an amount equal to all funds in the residents’ accounts the facility maintains, to guarantee faithful accounting and disbursement of those funds. Confirm your required amount against your current resident-fund balance.

You need this bond if you’re

A nursing home or skilled nursing facility that holds residents’ personal funds
An intermediate care home maintaining a resident trust account
Applying for or renewing a DCH permit that conditions licensure on this bond
Increasing your bond after your residents’ fund balance grew

Five minutes, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Georgia resident’s fund bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself equals the total residents’ personal funds your facility holds, so it scales with your trust balance. Enter that figure and the quote updates.
When does a facility need this bond? +
When it maintains residents’ personal funds. The Department of Community Health rules require a facility that handles resident funds to back them with a surety bond (or other accepted security) equal to the funds held.
What does the bond protect against? +
It guarantees the facility faithfully accounts for residents’ funds and disburses them only as requested or required. If a facility mishandles those funds, residents can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
What if my resident fund balance changes? +
You adjust the bond to match. The bond amount should equal the funds you hold, so if your balance grows you increase it. Send us the new figure and we’ll re-issue.
Related bonds

Other New York bonds.

Resident’s fund bond, issued this week.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the funds you hold and file with the Department of Community Health.

Your premium @ 3%$1,500
Apply now →