Georgia lottery retailer bonds.
From $100.

The Georgia Lottery Corporation can require a retailer to post a financial-security bond as a condition of selling lottery tickets — typically when the retailer doesn’t meet the GLC’s financial standards. The GLC sets the amount; pricing is 2% of the bond amount, $100 minimum. We run one soft credit pull to confirm approval — it never affects your score.

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Required by the Georgia Lottery Corporation under O.C.G.A. § 50-27-19 when one is called for

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Amount set by the GLC — a bond is one accepted form of financial security (cash or letter of credit are others)

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Priced at 2% of the bond amount, $100 minimum — a soft credit pull confirms approval and never affects your score

2% rate$100 minimum on the bond amountExact priceshown at the applicationSoft pullnever affects your score

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How it works

Three steps. One sitting.

Enter the amount the GLC required, consent to a soft pull, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the GLC set, and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Georgia Lottery Corporation

Pay online and receive the executed bond, ready to submit to the GLC for your retailer contract. Wet-ink originals mailed whenever the GLC insists.

About this bond

What it is and who needs it.

What the lottery bond actually covers

The Georgia Lottery Corporation (GLC) contracts with retailers to sell lottery tickets, and under O.C.G.A. § 50-27-19 it can require a retailer to provide financial security as a condition of that contract. A surety bond is one accepted form — a cash escrow or letter of credit are alternatives.

A bond is generally required from retailers who don’t meet the GLC’s financial-responsibility standards. The bond stands behind the ticket proceeds you collect on the GLC’s behalf — if a retailer fails to remit what it owes the lottery, the GLC can recover against the bond.

The amount is set by the GLC and is generally capped at twice the ticket-sales average of the retailer’s district for two billing periods. It is not insurance for you — if the surety pays a claim, you repay the surety. Pricing is 2% of the bond amount, $100 minimum, set by the amount the GLC names — confirmed by a soft credit pull that never affects your score.

O.C.G.A. § 50-27-19 (Georgia Lottery Corporation)O.C.G.A. § 50-27-19 authorizes the Georgia Lottery Corporation to require a retailer to post a financial security deposit — a surety bond, cash escrow, or letter of credit — as a condition of a lottery retailer contract, generally for retailers who don’t meet the GLC’s financial-responsibility standards. The bond amount may not exceed twice the ticket-sales average of the retailer’s district for two billing periods. Confirm the amount on your GLC notice.

You need this bond if you’re

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A new lottery retailer the GLC has asked to post financial security

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An existing retailer the GLC requires to bond after a review of financial responsibility

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A convenience store or grocer adding lottery sales and asked for a bond

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Reinstating a retailer contract that was conditioned on a security deposit

One application, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Georgia lottery retailer bond?The premium is 2% of the bond amount, $100 minimum. The amount itself is set by the Georgia Lottery Corporation — generally capped at twice your district’s ticket-sales average for two billing periods. Your exact price appears at the application.

Do all lottery retailers need this bond?No. The GLC requires financial security mainly from retailers who don’t meet its financial-responsibility standards. If you’re asked for one, a surety bond is usually the cheapest option versus tying up cash or a letter of credit.

Can I use cash or a letter of credit instead?Yes — the GLC accepts a cash escrow or letter of credit as alternatives. A surety bond is usually cheapest: you pay the bond premium, starting from $100, rather than locking up the full amount.

Is there a credit check?Yes — a quick soft credit check may apply as part of approval, and it never affects your score, never a hard inquiry. Your price itself is set by the bond amount: 2%, $100 minimum.

When does it renew?Georgia lottery bonds generally renew annually. We track your expiration and send notices 60 and 30 days out, with autopay available, so your retailer contract stays in good standing.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Georgia bonds.

Lottery retailer bond, issued today.

Pricing from $100, soft pull only. Enter the amount the GLC set and see your exact price.

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Your premiumfrom $100

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