The City of Hephzibah requires contractors to file a $1,000 bond as a condition of a city contractor business license. Three percent of $1,000 is $30, which falls below our $275 minimum — so this one is $275 flat. The application is five minutes, and a small license bond like this is the fastest thing we issue.
















Small municipal license bonds are the simplest thing in surety. Here's the entire process:
Business details, the type of contracting you do, and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Small fixed license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Hephzibah contractor business license application or renewal. Wet-ink original mailed on request.
$1,000 bond × 3% = $30, which is under our $275 minimum — so the premium is $275, one-time per term. Multi-year if you want it.
A contractor license bond is a compliance guarantee to the city. The City of Hephzibah conditions a contractor business license on this $1,000 bond so there is a financial backstop that you will follow the city's building, permitting, and licensing rules while you work in town.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Hephzibah (the obligee), with the city and the public as the protected parties. If a contractor violates the city's license or building requirements and someone is harmed, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for as long as your city license is in force, so we track it and send renewal notices 60 and 30 days out to keep your $1,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.