Not in Georgia? Browse bonds by state

Georgia grain dealer bonds.
From $200.

Georgia licenses grain dealers through the Department of Agriculture, and conditions the license on a surety bond delivered to the Commissioner. The amount is 20% of your peak monthly grain purchases from producers (minimum $20,000, maximum $300,000); premiums start from $200.

✓
Required under the Georgia Grain Dealers Act (O.C.G.A. § 2-9-34) before a grain dealer license issues
✓
Amount is 20% of peak monthly producer purchases — min $20,000, max $300,000, per location
✓
No credit check up to $25,000 — above that, a soft pull at most, which never affects your score
From $200most applicants qualify near itNo credit check up to $25,000above that, a soft pull at most, never a hard inquiryInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Georgia grain dealer bond cost?

1% of the bond amount, from $200 at the $20,000 minimum. Enter your amount in the calculator for the exact price.

How it works

Three steps to licensed.

Your grain dealer license is waiting on this bond. Here is the whole process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, the bond amount the Commissioner set, and an effective date. No credit check up to $25,000.

RIGHT AWAY

Approved

Most are approved as soon as you apply. No credit check up to $25,000. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Department of Agriculture

Pay online and receive the executed bond, ready to file with your grain dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Georgia’s Grain Dealers Act (O.C.G.A. § 2-9-30 et seq.) requires anyone who buys grain from producers to be licensed by the Department of Agriculture and to deliver a surety bond to the Commissioner before the license issues. It is a producer-protection guarantee, standing behind what you owe Georgia farmers for the grain you buy.

The amount is set by formula: 20% of the average of your highest monthly grain purchases from producers over the preceding three years (or the period you’ve operated), with a statutory minimum of $20,000 and maximum of $300,000. A dealer operating at more than one physical location furnishes a bond for each location.

It is not insurance for you — if a producer goes unpaid and recovers against the bond, you repay the surety. The Commissioner may accept a cash bond instead, subject to the same claims. Enter your amount — premiums start from $200; above $25,000, any check is a soft pull that never affects your score.

O.C.G.A. § 2-9-34 (Georgia Grain Dealers Act)Under O.C.G.A. § 2-9-34, a Georgia grain dealer must deliver to the Commissioner of Agriculture a surety bond equal to 20% of the average of the highest monthly dollar volume of grain purchases from producers over the preceding three years (or shorter operating period), with a minimum of $20,000 and a maximum of $300,000. A separate bond is required for each physical location. A cash bond may be accepted in lieu of a surety bond. Use the amount the Commissioner sets.

You need this bond if you are

✓
A grain elevator or buyer purchasing grain from Georgia producers
✓
A feed mill or processor buying grain directly from farmers
✓
Applying for a grain dealer license with the Department of Agriculture
✓
Operating multiple locations — each physical location needs its own bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Agriculture. Pay online and receive the executed bond, ready to file with your grain dealer license application. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields. No credit check up to $25,000. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Georgia grain dealer bond?Premiums start from $200 and are based on the bond amount — the exact figure appears at the application. The bond amount itself is set by statute at 20% of your peak monthly grain purchases from producers (minimum $20,000, maximum $300,000). Enter that figure and see your price.
How is my bond amount calculated?Twenty percent of the average of your highest single-month grain purchases from producers over the past three years (or the period you’ve operated), subject to a $20,000 floor and a $300,000 cap. The Commissioner sets the figure on your license.
Do I need one bond per location?Yes. A grain dealer operating at more than one physical location furnishes a separate bond for each, each computed under the same formula and subject to the same minimum and maximum.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. Pricing starts from $200 either way: credit can affect whether we approve the bond, never what it costs.
Can I post a cash bond instead?The Commissioner may accept a cash bond, subject to the same claims as a surety bond. A surety bond is usually cheaper — you pay a premium starting from $200 rather than tying up the full amount in cash.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Georgia bonds.

Nearby states

The same bond in nearby states.

Price and requirements checked on the carrier’s application, . Page updated .

The Department of Agriculture is waiting on one document.

Premiums from $200, short application, bond issued when you pay. Free until issued.

Your premiumfrom $200
Apply now →