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Commerce land disturbing bonds.
From $100.

As the local issuing authority, the City of Commerce can require a land-disturbing bond before issuing your permit under Georgia's Erosion & Sedimentation Control Act (O.C.G.A. 12-7-7). The premium is 2% of the bond amount, $100 minimum.

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Required by the City of Commerce before a land-disturbing permit — as the local issuing authority
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Amount set by the city — capped by statute at $3,000 per acre of the proposed land-disturbing activity
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One soft credit pull — never a hard inquiry, and it never affects your score
2%of the bond amount, $100 minimumSoft pull onlynever a hard inquiryFastinstant underwriting for most amounts
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Commerce land disturbing bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Enter your amount, consent to a soft credit pull, and file with the city. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the project description and address, the bond amount the city required, and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score; your premium is 2% of the bond amount, $100 minimum. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the City of Commerce

Submit the executed bond to the city to satisfy the land-disturbing permit condition. Wet-ink originals mailed whenever the city insists.

About this bond

What it is and who needs it.

What the land disturbing bond actually covers

Georgia's Erosion and Sedimentation Control Act (O.C.G.A. 12-7-7) lets a local issuing authority require a permit applicant to post a bond before it issues a land-disturbing permit. The City of Commerce acts as that local issuing authority for projects inside the city.

The bond guarantees that you comply with the permit and stabilize the site. If you do not comply after the permit issues, the city can call the bond — in whole or in part — and use the proceeds to hire a contractor to stabilize the disturbed area and bring it into compliance.

By statute the bond may not exceed $3,000 per acre of the proposed land-disturbing activity. It is not insurance for you — if the surety pays, you repay the surety. The premium is 2% of the city's bond amount, $100 minimum, set via one soft credit pull that never affects your score.

O.C.G.A. 12-7-7 (Erosion & Sedimentation Control Act)Under O.C.G.A. 12-7-7, a local issuing authority may require a land-disturbing permit applicant to post a bond (cash, government security, irrevocable letter of credit, or surety) up to $3,000 per acre of the proposed activity before issuing the permit; if the applicant fails to comply, the authority may forfeit the bond to stabilize the site. The City of Commerce sets the required amount as the local issuing authority — confirm it on your permit.

You need this bond if you are

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A developer or builder applying for a City of Commerce land-disturbing permit
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A grading or site contractor posting the bond on behalf of a project
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Disturbing land inside the city at a scale the city conditions on a bond
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Re-permitting a stalled site the city wants bonded before work resumes
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Commerce. Submit the executed bond to the city to satisfy the land-disturbing permit condition. Wet-ink originals mailed whenever the city insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, one soft pull.

Submit the application with the bond amount the city set and a one-time consent to a soft credit pull — the premium is 2% of that amount, $100 minimum, and the bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Commerce land disturbing bond?The premium is priced by your bond amount, not a credit or underwriting tier — 2% of the bond amount, $100 minimum, confirmed by a soft credit pull. The amount is set by the City of Commerce and capped by statute at $3,000 per acre of the proposed land-disturbing activity. Your exact price appears in the on-page calculator.
Why does the City of Commerce require it?Under Georgia's Erosion & Sedimentation Control Act (O.C.G.A. 12-7-7), the city — as the local issuing authority — can require a bond before issuing a land-disturbing permit, guaranteeing you comply with the permit and stabilize the site.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It is the only extra step beyond the application, and it confirms your premium of 2% of the bond amount, $100 minimum.
What happens if I do not stabilize the site?If you fail to comply with the permit after it issues, the City of Commerce can call the bond and use the proceeds to hire a contractor to stabilize the site and bring it into compliance. If the surety pays, you repay the surety.
Where do I file it?With the City of Commerce, as part of your land-disturbing permit. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Commerce land disturbing bond, priced this week.

2% of the bond amount, $100 minimum, soft pull only. Enter the amount the city required and file once approved.

Your premiumfrom $100
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