Commerce land disturbing bonds.
Flat 3%. Soft pull.

As the local issuing authority, the City of Commerce can require a land-disturbing bond before issuing your permit under Georgia's Erosion & Sedimentation Control Act (O.C.G.A. 12-7-7). We issue it at a flat 3% with one soft credit pull — enter the amount the city set and the premium updates.

Required by the City of Commerce before a land-disturbing permit — as the local issuing authority
Amount set by the city — capped by statute at $3,000 per acre of the proposed land-disturbing activity
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Enter your amount, consent to a soft credit pull, and file with the city. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the project description and address, the bond amount the city required, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

SAME DAY

File with the City of Commerce

Submit the executed bond to the city to satisfy the land-disturbing permit condition. Wet-ink originals mailed whenever the city insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the city set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the land disturbing bond actually covers

Georgia's Erosion and Sedimentation Control Act (O.C.G.A. 12-7-7) lets a local issuing authority require a permit applicant to post a bond before it issues a land-disturbing permit. The City of Commerce acts as that local issuing authority for projects inside the city.

The bond guarantees that you comply with the permit and stabilize the site. If you do not comply after the permit issues, the city can call the bond — in whole or in part — and use the proceeds to hire a contractor to stabilize the disturbed area and bring it into compliance.

By statute the bond may not exceed $3,000 per acre of the proposed land-disturbing activity. It is not insurance for you — if the surety pays, you repay the surety. We issue the city's amount at a flat 3% with one soft credit pull that never affects your score.

O.C.G.A. 12-7-7 (Erosion & Sedimentation Control Act)Under O.C.G.A. 12-7-7, a local issuing authority may require a land-disturbing permit applicant to post a bond (cash, government security, irrevocable letter of credit, or surety) up to $3,000 per acre of the proposed activity before issuing the permit; if the applicant fails to comply, the authority may forfeit the bond to stabilize the site. The City of Commerce sets the required amount as the local issuing authority — confirm it on your permit.

You need this bond if you are

A developer or builder applying for a City of Commerce land-disturbing permit
A grading or site contractor posting the bond on behalf of a project
Disturbing land inside the city at a scale the city conditions on a bond
Re-permitting a stalled site the city wants bonded before work resumes

Five minutes, soft pull only.

Submit the application with the bond amount the city set and a one-time consent to a soft credit pull — the bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Commerce land disturbing bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is set by the City of Commerce and capped by statute at $3,000 per acre of the proposed land-disturbing activity. Enter that figure and the quote updates.
Why does the City of Commerce require it? +
Under Georgia's Erosion & Sedimentation Control Act (O.C.G.A. 12-7-7), the city — as the local issuing authority — can require a bond before issuing a land-disturbing permit, guaranteeing you comply with the permit and stabilize the site.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It is the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way.
What happens if I do not stabilize the site? +
If you fail to comply with the permit after it issues, the City of Commerce can call the bond and use the proceeds to hire a contractor to stabilize the site and bring it into compliance. If the surety pays, you repay the surety.
Where do I file it? +
With the City of Commerce, as part of your land-disturbing permit. We issue the executed bond ready to submit.
Related bonds

Other New York bonds.

Commerce land disturbing bond, issued this week.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the city required and file once approved.

Your premium @ 3%$750
Apply now →