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Polk County contractor license bonds.
$100 flat.

Polk County requires a fixed $5,000 license bond as a condition of its local contractor license. Ours is $100 flat — the price you see is the checkout price, set by our carrier's rate book for this bond class. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required by Polk County as a condition of its local contractor license
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Fixed amount — $5,000 bond, $100 flat, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds like this are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Small fixed license bonds like this often issue right after purchase.

SAME DAY

File with Polk County

Your executed bond and power of attorney arrive by email, ready to file with your Polk County contractor license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Polk County licenses local contractors and conditions the license on a $5,000 surety bond. The bond is a compliance-and-consumer-protection guarantee: it stands behind your following the Polk County construction codes and the conditions of your county license.

It's a three-party arrangement: you (the principal), the surety carrier, and Polk County (the obligee). If a licensed contractor violates the county code or harms a customer, the County or the harmed party can recover against the bond up to $5,000.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who build to code treat the bond as a license formality, and we keep your $5,000 filing continuous.

Polk County contractor license bondPolk County requires this $5,000 surety bond as a condition of its local contractor license; the bond amount and terms are set by the County (through its Building Division / contractor licensing function). We issue the $5,000 form the County names — send us your license packet and we will match it.

You need this bond if you're

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Applying for a Polk County local contractor license — the bond is filed with the license
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Renewing your county license and your current bond is expiring
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A specialty or trade contractor the County licenses with a bond
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Reinstating a county license that lapsed and needs a fresh bond

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need any.

Start the application →
FAQ

Common questions.

How much is the Polk County contractor license bond?The premium is $100 flat, set by our carrier's rate book for this bond class. The bond amount is fixed at $5,000 by Polk County, so every contractor pays the same price.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Small fixed license bonds like this often issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?The application collects no credit information — small fixed-amount license bonds like this one don't need any.
When does it renew?The bond must stay active for as long as you hold the county license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Finish your Polk County license today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →