Not in Florida? Mechanic lien discharge bonds in other states
Florida construction lien transfer bonds.
Flat 2%.
A construction lien freezes everything it touches — closings, refinances, draws. A transfer bond swaps the surety's guarantee for the property, so the lien comes off the title. Flat 2%, 48-hour underwriter response.
Trusted by industry leaders
From frozen title to transferred lien.
Every day the lien sits on the title costs you leverage, interest, or a closing date. Here's the entire process:
Apply + send the lien documents
The application plus a copy of the recorded claim of lien and any court documents — that's the file. Send documents to underwriting right after you submit; everything is reviewed together.
A human underwrites it
A licensed underwriter reviews the lien, the dispute, and your file. Larger or heavily contested liens can require financials — you'll get one checklist, once.
File & transfer
The executed bond is filed with the clerk of the circuit court; the clerk records a certificate of transfer and the property is released from the claim of lien, and your closing, refinance, or draw schedule starts moving again.
The whole pricing page.
Bond amount × 2% = your premium, one-time, $100 minimum. §713.24 sizes the bond at the lien plus the greater of $1,000 or 25%, plus 3 years of statutory interest — a $100,000 lien typically means a ~$126,000 bond, about $2,520.
What it is and who needs it.
What a lien transfer bond actually does
When a contractor, sub, or supplier records a construction lien, the property itself becomes their security. Until it's resolved, title companies won't close, lenders won't fund, and draws stop. Florida's §713.24 lets you transfer the lien off the property and onto a surety bond instead — sized at the lien amount, plus the greater of $1,000 or 25% for attorney's fees and costs, plus three years of interest.
On the clerk's certificate of transfer, the lien is released from the real estate. The dispute itself continues — transferring a lien is not paying it and not admitting it's valid. If the lienor ultimately proves the claim, the bond pays; if they don't, it expires with the dispute.
That makes this the rare bond bought for leverage: you stop negotiating with your closing date held hostage and start negotiating on the merits of the claim.
You need this bond if you're
Five minutes, plus your lien documents.
Submit the application, then send the recorded claim of lien and any court documents to underwriting — a licensed underwriter reviews the full file and responds within 48 hours.
Start the application →Common questions.
Other Florida bonds.
Get the lien off the title this week.
Five-minute application, flat 2%, underwriter response within 48 hours. Your attorney files; the project moves.