VA professional fiduciary bonds.
Flat 3%. Enter your amount.

A paid professional fiduciary managing VA benefits for multiple beneficiaries must post a corporate surety bond payable to the Secretary of Veterans Affairs under 38 CFR Part 13, sized to the benefit funds under management. We issue it at a flat 3% with one soft credit pull — enter the amount the VA requires and the premium updates.

For a paid fiduciary serving multiple veterans under the VA Fiduciary Program (38 CFR Part 13)
Sized to the VA benefit funds you manage — adjusted when they move more than 20%
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Whether you’re onboarding a new beneficiary or adjusting your bond, here is the whole process — no broker phone tag:

TODAY · 5 MINUTES

Apply online

Your details, the benefit-fund amount the VA requires you to bond, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; for larger amounts an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

File with your VA fiduciary hub

Pay online and receive the executed bond, payable to the Secretary of Veterans Affairs, ready to send to the fiduciary hub with jurisdiction. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the VA requires and the premium updates.

$50,000 bond
$1,500
$100,000 bond
$3,000
$250,000 bond
$7,500
About this bond

What it is and who needs it.

What the professional fiduciary bond guarantees

When a beneficiary cannot manage their VA benefits and has no suitable family member to serve, the VA may appoint a paid professional fiduciary — someone who manages benefits for multiple veterans and survivors. Because a professional fiduciary handles funds for many beneficiaries, the VA requires a corporate surety bond as the financial backstop.

The bond is governed by the VA Fiduciary Program rules in 38 CFR Part 13. It is payable to the Secretary of Veterans Affairs, identifies the fiduciary and the surety, and is sized to cover the VA benefit funds under management. As with any VA fiduciary bond, the amount must be adjusted when funds under management move more than 20%.

It is not insurance for you — if the surety pays a claim because funds were mismanaged, you repay the surety. We issue the amount the VA requires at a flat 3%, with one soft credit pull that never affects your score.

38 CFR Part 13 (VA Fiduciary Program)Professional fiduciaries managing VA benefits for multiple beneficiaries are bonded under the VA Fiduciary Program in 38 CFR Part 13. The corporate surety bond is payable to the Secretary of Veterans Affairs, identifies the fiduciary, beneficiary, and surety, must be sized to cover the benefit funds under management, and must be adjusted for any increase or decrease of more than 20% in those funds. Confirm the required amount with your VA fiduciary hub.

You need this bond if you are

A paid professional fiduciary the VA has appointed to serve multiple beneficiaries
A fiduciary firm managing VA benefit funds for several veterans or survivors
Adjusting your bond after the funds under management moved more than 20%
Onboarding a new beneficiary that pushes your required coverage higher

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How is the professional fiduciary bond different from the custodian bond? +
It covers a paid fiduciary serving multiple veterans, rather than one beneficiary. The legal framework is the same VA Fiduciary Program (38 CFR Part 13), and the bond is still payable to the Secretary of Veterans Affairs and sized to the funds under management.
How much is it? +
A flat 3% of the bond amount, with a $275 minimum. The amount must cover the total VA benefit funds you manage — enter that figure and the quote updates.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way.
What happens when I take on more beneficiaries? +
Your required coverage rises with the funds under management, and the bond must be adjusted for any increase of more than 20%. We re-issue at the new amount and you furnish proof to your fiduciary hub.
Who is the bond payable to? +
The Secretary of Veterans Affairs. The bond identifies you as the fiduciary along with the beneficiary or beneficiaries and the surety that issued it.
Related bonds

Other New York bonds.

VA professional fiduciary bond, filed this week.

Flat 3%, $275 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →