Certified PEO bonds.
Flat 3%. Enter your amount.
A Certified Professional Employer Organization (CPEO) must post a surety bond guaranteeing its federal employment taxes under 26 U.S.C. 7705(c), filed with the IRS on Form 14751. The amount runs from a $50,000 minimum to a $1,000,000 maximum, set by your tax liability. We issue it at a flat 3% with no credit check — enter your required amount and the premium updates.
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Apply to filed in one sitting.
The IRS gives you 30 days after certification notice to post the bond. Here is the whole process:
Apply online
Your organization’s details, the bond amount the IRS requires, and the effective date — that is the entire application. No credit-check section on this bond.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File on IRS Form 14751
Submit the executed bond on Form 14751, Certified Professional Employer Organization Surety Bond, to the IRS within the required window. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time. The $50,000 minimum lands at $1,500; the figure scales with your liability up to the $1,000,000 cap.
What it is and who needs it.
What the CPEO bond actually guarantees
A Professional Employer Organization (PEO) handles payroll and employment taxes for its client businesses. The IRS’s voluntary CPEO certification lets a PEO take on sole liability for its clients’ federal employment taxes — and in exchange, under 26 U.S.C. 7705(c), a CPEO must post a surety bond guaranteeing those taxes.
The certification process and bond are detailed in 26 CFR 301.7705-2, and the bond is filed on IRS Form 14751. The amount must be the greater of $50,000 or 5% of the CPEO’s employment-tax liability under section 3511 for the preceding year, capped at $1,000,000. CPEO bonds run on an annual cycle that expires March 31.
The bond guarantees payment of the CPEO’s federal employment taxes — if the surety pays, the CPEO repays the surety. It is a guarantee for the Treasury, not insurance for the PEO. We issue the amount the IRS requires at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the IRS requires — the executed bond is generated instantly, ready to file on Form 14751. No credit-check section on this bond.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
CPEO bond, issued today.
Five-minute application, flat 3%, $50,000 minimum bond. Enter your required amount and file on Form 14751 the same day.