VA fiduciary bonds.
Flat 3%. Enter your amount.

When the Department of Veterans Affairs appoints you to manage a beneficiary’s benefits and those funds will exceed $25,000, you must file a corporate surety bond payable to the Secretary of Veterans Affairs under 38 CFR 13.230. We issue it at a flat 3% with one soft credit pull — enter the amount your appointment requires and the premium updates.

Required under 38 CFR 13.230 when a beneficiary’s VA benefit funds exceed $25,000 at appointment
Amount must cover the VA benefit funds under your management — and adjust when they move more than 20%
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Your VA appointment gives you 60 days to file the bond. Here is the whole process — no broker phone tag:

TODAY · 5 MINUTES

Apply online

Your details, the beneficiary’s benefit-fund amount, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

File with your VA fiduciary hub

Pay online and receive the executed bond — identifying you, the beneficiary, and the surety, and payable to the Secretary of Veterans Affairs — ready to send to the fiduciary hub with jurisdiction. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your appointment requires and the premium updates.

$25,000 bond
$750
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the VA fiduciary bond actually guarantees

The VA Fiduciary Program oversees beneficiaries who, because of injury, disease, advanced age, or minority, cannot manage their own VA benefits. When the VA appoints a fiduciary to receive and manage those benefits, it can require a corporate surety bond as a financial backstop — a guarantee that you will discharge your duties faithfully and account for every dollar.

Under 38 CFR 13.230, a fiduciary must furnish the bond to the fiduciary hub with jurisdiction within 60 days of appointment when the VA benefit funds due to the beneficiary will exceed $25,000 at the time of appointment. The bond identifies the fiduciary, the beneficiary, and the bonding company, and is payable to the Secretary of Veterans Affairs.

It is not insurance for you — if the surety pays a claim because funds were mismanaged, you repay the surety. You must also adjust the bond when the funds under management rise or fall by more than 20%, and furnish proof to the hub within 60 days. We issue the amount your hub requires at a flat 3%, with one soft credit pull.

38 CFR 13.230 (protection of beneficiary funds)Under 38 CFR Part 13, a VA-appointed fiduciary must, within 60 days of appointment, furnish a corporate surety bond to the fiduciary hub with jurisdiction when the beneficiary’s VA benefit funds will exceed $25,000 at appointment. The bond identifies the fiduciary, beneficiary, and surety, is payable to the Secretary of Veterans Affairs, and must be adjusted for any increase or decrease of more than 20% in the funds under management. Court-appointed fiduciaries already bonded, and certain State agencies with existing coverage, may be exempt — confirm with your fiduciary hub.

You need this bond if you are

A VA-appointed fiduciary managing more than $25,000 in benefit funds for a beneficiary
A family member or friend named to handle a veteran’s or survivor’s VA benefits
Adjusting an existing bond after the funds under management moved more than 20%
Re-establishing a bond the fiduciary hub asked you to file or replace

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

When does the VA require a fiduciary bond? +
Under 38 CFR 13.230, when the VA benefit funds due to the beneficiary will exceed $25,000 at the time of your appointment. You must file the corporate surety bond with your fiduciary hub within 60 days of being appointed.
How much is it? +
A flat 3% of the bond amount, with a $275 minimum. The bond amount must cover the VA benefit funds you manage for the beneficiary — enter that figure and the quote updates.
Who is the bond payable to? +
The Secretary of Veterans Affairs. The bond also identifies you (the fiduciary), the beneficiary, and the surety company that issued it.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way. Credit can affect whether we approve the bond, never what it costs.
What if the funds I manage change? +
You must adjust the bond for any increase or decrease of more than 20% in the funds under management, and furnish proof to your fiduciary hub within 60 days. We re-issue the bond at the new amount.
Related bonds

Other New York bonds.

Your fiduciary hub is waiting on one document.

Flat 3%, $275 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →