VA fiduciary bonds.
From $125.
When the Department of Veterans Affairs appoints you to manage a beneficiary’s benefits and those funds will exceed $25,000, you must file a corporate surety bond payable to the Secretary of Veterans Affairs under 38 CFR 13.230. Your appointment sets the amount. Pricing is 0.5% of the bond amount plus a $25 fee, $125 minimum.
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Three steps. One sitting.
Your VA appointment gives you 60 days to file the bond. Here is the whole process — no broker phone tag:
Apply online
Your details, the beneficiary’s benefit-fund amount, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
File with your VA fiduciary hub
Pay online and receive the executed bond — identifying you, the beneficiary, and the surety, and payable to the Secretary of Veterans Affairs — ready to send to the fiduciary hub with jurisdiction. Wet-ink originals mailed on request.
What it is and who needs it.
What the VA fiduciary bond actually guarantees
The VA Fiduciary Program oversees beneficiaries who, because of injury, disease, advanced age, or minority, cannot manage their own VA benefits. When the VA appoints a fiduciary to receive and manage those benefits, it can require a corporate surety bond as a financial backstop — a guarantee that you will discharge your duties faithfully and account for every dollar.
Under 38 CFR 13.230, a fiduciary must furnish the bond to the fiduciary hub with jurisdiction within 60 days of appointment when the VA benefit funds due to the beneficiary will exceed $25,000 at the time of appointment. The bond identifies the fiduciary, the beneficiary, and the bonding company, and is payable to the Secretary of Veterans Affairs.
It is not insurance for you — if the surety pays a claim because funds were mismanaged, you repay the surety. You must also adjust the bond when the funds under management rise or fall by more than 20%, and furnish proof to the hub within 60 days. We issue the amount your hub requires from $125 — a quick soft credit check may apply, and it never affects your score.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Federal bonds.
Your fiduciary hub is waiting on one document.
From $125, short application, bond issued when you pay. Free until issued.