USPS contract postal unit bonds.
Quote on review.

A store running a Contract Postal Unit (CPU) for the U.S. Postal Service generally must post a CPU bond when USPS consigns stamp stock and meter postage to it, guaranteeing that postal property is accounted for. USPS sizes it to the unit’s accountability; a specialist quotes it, usually within one business day.

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Required through your USPS CPU contract — USPS lists “a surety bond may be required” among its CPU supplier criteria
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Sized by USPS to the unit’s stamp stock plus meter postage, and reviewed at the annual financial examination
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Underwritten on your file; collateral may apply on larger accountability
UnderwrittenUSPS sets the amountSoft pull onlynever a hard inquiry1 daytypical specialist reply
Trusted by industry leaders
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McKinney Properties
Terra Capital
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The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Built around your CPU contract.

USPS will not consign stamp stock beyond what your bond covers. Here is the whole process, from contract award to a bond on file:

TODAY · ONE APPLICATION

Send us the contract details

Apply online with your USPS contract number, the contract unit location, your entity details, and the bond amount your contracting officer has set. If you are incorporated, add your state of incorporation.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the amount USPS requires and your file, then returns a quote. The application includes a soft-pull credit consent that never affects your score. Larger accountability can require collateral, and we tell you before you commit.

ON APPROVAL

Execute & deliver to USPS

Once you bind, we issue the executed bond with the power of attorney attached, from a Treasury-listed surety, ready to deliver to your USPS contracting officer. The host Post Office keeps the original on file.

About this bond

What it is and who needs it.

What the CPU bond actually guarantees

A Contract Postal Unit sells stamps, ships packages and takes money orders under the Postal Service’s name, but it is your business, staffed by your employees. On a firm-fixed-price CPU, USPS hands the unit its stamp stock on consignment and sets its postage meter, and the unit reports sales daily on PS Form 1412. USPS owns that stock until it is sold, and the bond guarantees you account for it. USPS’s own purchasing manual, Supplying Principles and Practices sec. 7-3.1.4, says Contract Postal Unit bonds impose obligations similar to performance, payment, and fidelity bonds.

The amount is set per unit. USPS Handbook F-101 (Field Accounting Procedures) directs the host Post Office to verify that a CPU’s total accountability never exceeds its bonded amount, and ties the unit’s stock limit to its bond limit: in the handbook’s own example, a unit with a $4,000 bond limit may hold a maximum of $3,000 in stamp stock. The host office checks the unit’s accountability against its bond during stamp credit counts held at least once a fiscal year, so a growing unit may need its bond increased.

Not every CPU is bonded. A USPS OIG audit describes the bond as required of firm-fixed-price units that hold consigned stock and report sales daily, while Village Post Offices, which buy their own stamps, do not provide one. USPS also accepts an irrevocable letter of credit or a cashier’s check on deposit instead of a surety bond, and any corporate surety must appear on Treasury Department Circular 570 — individual sureties are not accepted. A surety bond keeps your cash free for the store.

USPS CPU contract · Supplying Principles and Practices sec. 7-3.1No statute or CFR section creates this bond; it is a condition of the individual USPS Contract Postal Unit contract. The United States Postal Service lists “A surety bond may be required” among the criteria a CPU supplier must meet on its Contract Postal Units supplier page. USPS Supplying Principles and Practices sec. 7-3.1 lists Contract Postal Unit bonds among the bonds the Postal Service uses, sec. 7-3.1.4 describes their obligations, and sec. 7-3.1.11 requires any corporate surety to appear on Treasury Department Circular 570. USPS Handbook F-101 requires that a CPU’s total accountability stay within its bonded amount. Confirm your required amount with your USPS contracting officer.

You need this bond if you are

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A newly awarded CPU supplier whose USPS contract requires a bond before consigned stamp stock arrives
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An existing Contract Postal Unit whose sales have outgrown its bond limit at the annual financial examination
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A Community Post Office operator holding consigned postal stock and reporting daily sales to USPS
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A supplier replacing a letter of credit or cash deposit with a surety bond to free up working capital

One application, one underwriting review.

These are the actual underwriting fields — your USPS contract number, the contract unit location, your entity details, and the bond amount on your contract. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a USPS Contract Postal Unit bond?It is the surety bond the U.S. Postal Service can require of a business that runs a Contract Postal Unit. It guarantees the business will account for and hand over the postal funds, consigned stamp stock, and postage-meter value it holds, so USPS is covered if anything comes up short. USPS lists it in Supplying Principles and Practices sec. 7-3.1 among the bonds the Postal Service uses.
Who sets the bond amount?USPS does, through your contracting officer. The bond is sized to cover the unit’s total accountability — its stamp stock plus the value on any postage meter — and the host Post Office reviews it at the annual financial examination. Your unit may not carry more stock than the bond covers. Some broker sites quote a $10,000 minimum bond, but we found no USPS source that sets one, so enter the amount on your contract.
How much does it cost?It is underwritten, not flat-rated. The premium depends on the bond amount USPS sets for your unit, your file, and any collateral. A surety specialist reviews the application and returns a quote, usually within one business day.
Will I need collateral?Sometimes, usually where the unit’s accountability is large or the file is thin. USPS itself accepts an irrevocable letter of credit or a cashier’s check on deposit in place of a surety bond, but a bond usually costs far less than tying up the full amount in cash. We tell you what your file requires before you commit.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Federal bonds.

Get your Contract Postal Unit bonded.

Send us your USPS contract number and the amount your contracting officer set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until issued.

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